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About Credit.com

For twenty-five years, Credit.com has empowered consumers with our credit monitoring solutions and a team dedicated to helping simplify the confusing world of credit. Credit isn’t just our name—it’s everything we are. Credit.com has been the destination of over one million members to access and understand their credit scores, find the right credit cards and the best mortgage rates, and take back control of their credit and its impact on their lives.

Our Mission

Consumer advocacy is the defining purpose of our organization. Credit is confusing, but we're committed to helping you understand and master your credit profile so you know how to improve your financial standing. We do this by breaking down complex topics and displaying relevant products and actions that we believe are in your best interest. Our mission is to help the hardest working Americans to improve and navigate the path of financial wellbeing. Check out the Credit.com blog >

We Champion the Hardest Working Americans

“The most important thing for us is to deliver value to the consumer. The hardest working Americans at the core of our mission need a product that puts them first, and provides more than an educational score.” —David Lord, General Manager, Credit.com

Who’s the hardest working American? Well, it’s anyone who tries to get their finances, and their credit, where they want it to be. But they’re having a little trouble along the way. The credit and financial world is complicated—it can be hard to navigate alone. We get it. And we’re here to help.

The hardest working American is resilient. They’ve got grit. A great work ethic. They just need a little extra help, which is where we come in. We’ve created a few unique and all-encompassing tools to get your credit where you want it to be. Plus, we’ve compiled a great list of credit offers—from credit cards to loans—that can work no matter where their credit score is.

Tools

As the financial landscape has evolved, so have the resources and tools consumers need to master their credit and navigate their financial life. Throughout it all, Credit.com is dedicated to helping the hardest working Americans understand their credit and achieve their financial goals by offering the tools and resources necessary for success.

ExtraCredit

ExtraCredit is the most comprehensive subscription-based credit care product available today. This tool offers five comprehensive credit-building features to help every hardworking American manage every aspect of their credit at an affordable price:

• Track It: Access 28 FICO® scores that lenders use and monthly credit reports from all three bureaus.
• Build It: Actively build your credit profile by reporting rent and utilities as tradelines.
• Guard It: Protect your identity with dark web alerts, identity monitoring, and $1 million identity theft insurance.
• Reward It: Get rewarded for smart financial decisions when you are approved for select offers.
• Restore It: Receive an exclusive discount to one of the leaders in credit repair, where available.

Think of ExtraCredit as your one-stop-shop credit solution, aimed to help you understand your credit and achieve your financial goals. Everyone needs help mastering their credit—so just sit back, relax, and let ExtraCredit take your credit to the next level.

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Credit Report Card

Credit.com also offers a free Credit Report Card so you can see where you stand and manage your credit more wisely. Understanding your credit is the first step toward overall financial well-being.

When you sign up for the credit report card, you see your free Experian VantageScore 3.0, updated every 14 days. But it’s more than just a free credit score. Our credit report card helps you see where you’re succeeding and what you could do to improve. Get personalized recommendations and credit advice, and see what credit cards and loans you’re most likely to qualify for. Plus, you can compare your score to others in the United States, within your state, and in your age group, so you always know where you stand.

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Personal Finance Tools

We’re dedicated to helping you understand the complete financial landscape. We review and explain the full scope of personal finance tools, from credit cards to loans, savings accounts to insurance companies, and everything in between. Whether you need help with your taxes, are looking for a credit repair firm to help you repair your credit, or are looking for a mortgage, Credit.com has the tools to help you succeed.

How We Make Money

In some cases, we receive compensation when you click to apply or get approved for a financial product through our site. This compensation facilitates our ability to provide services to you at no charge. This compensation is not a factor in the evaluation of any product on our site.

Our Leadership

• David Lord
  General Manager
• Randy Padawer
  Chief Product Officer
• Raj Anand
  Director of Strategic Partnerships
• Nina Kwon
  Director of Digital Marketing
• Steven Jones
  Sr. Director of Product
• Ian Bell
  Director of Product (ExtraCredit)
• Natalie Johnson
  Director of Content, SEO, and Analytics

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Awards