Our Credit Experts

Credit.com’s articles and blog materials are written by a team of personal finance experts with industry experience:

Adam Levin – Founder of Credit.com and former Director of the New Jersey Division of Consumer Affairs. Adam's regulatory experience provides unique insight into consumer privacy, legislation and financial advocacy.

Emily Davidson – Credit.com's Communication Director and former TransUnion credit expert. Emily writes about credit reports, credit scores, loans and personal finance as the CreditBloggers.com moderator.

John Ulzheimer – Credit scoring and credit reporting expert, author and President of Credit.com Educational Services. Formerly with Equifax and Fair Isaac, John shares his unique insight of the inner workings of credit scoring models and the credit reporting industry on CreditBloggers.com.

Randy Johnson – Author of How to Save Thousands of Dollars on your Home Mortgage and Savvy Borrower articles. Randy is a mortgage broker who has financed over $1 billion in properties. He writes about home buying and real estate finance topics for CreditBloggers.com.

Gerri Detweiler – Personal finance author, radio host and credit expert. Gerri contributes budgeting, debt recovery and savings information online.

Nancy Castleman – Co-author of "Invest in Yourself: Six Secrets to a Rich Life" and founder of Good Advice Press. Nancy has spent the last 23 years teaching people how to get out of debt, save money, and live better on less. She writes on all these subjects for CreditBloggers.com.

Lucy Lazarony – Freelance writer and former staff writer for Bankrate.com, Lucy contributes credit and debt, college and financial literacy articles to Credit.com.

Curtis Arnold – Curtis is the CEO/Founder of CardRatings.com and is considered a national expert on consumer issues involving credit cards. He is also the author of How to Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line (FT Press, 2008).