Credit Card XML API

There is also a Javascript version available.

What is the API?

Credit.com provides an API for retrieving credit cards for display on your website. You can select specific sets of cards to display, such as Visa cards or cards for people with excellent credit. The credit card data is sent to you in XML or JSON format. You must develop the UI yourself.

How to Use the API

The API is simply a URL that returns an XML file containing a set of credit cards. Here's an example URL. Click on it and view source to see the XML:

The URL's parameters:

af:	Your Credit.com affiliate ID. This must be correct to get credit for the traffic you send to Credit.com.
ag:	An optional agent ID. More about agent IDs.
xpath:	An optional xpath expression that retrieves a specific set of cards (more below).

Retrieving Specific Sets of Cards

The URL's "xpath" parameter lets you retrieve cards by credit score, brand, rewards type, student cards, etc.

For example, the following URL retrieves student cards:

Click on the URLs below to retrieve specific sets of cards:

Cards by credit score Excellent Good Fair Bad No Credit

Cards by feature Low APR Balance Transfers Pre-Paid Secured Business Student

Cards by reward Rewards Airline Miles Cash Back Points

Cards by brand American Express MasterCard Visa

Cards by network Discover HSBC Bank IBERIABANK Simmons First AccountNow Green Dot READYdebit Rush

PHP Sample

This PHP sample retrieves the cards via the API and displays them on the page.

<?php $xml = simplexml_load_file("http://www.credit.com/creditcards_xml_api/v3?af=YOUR_AFFILIATE_ID&ag=none"); foreach ($xml->offer as $offer) { echo '<strong>',$offer->name,'</strong>','<br />'; echo '<ul>'; foreach ($offer->bullets->bullet as $bullet) { echo '<li>', $bullet, '</li>'; } echo '</ul>'; echo 'link: ',$offer->link,'<br />'; echo 'apr: ', $offer->{'apr-display'}, '<br />'; echo 'annual fee: ', $offer->{'annual-fee-display'}, '<br />'; echo 'intro apr: ', $offer->{'intro-apr-display'}, '<br />'; echo 'intro apr period: ', $offer->{'intro-apr-period-display'}, '<br />'; echo 'score-display: '; echo ' <blockquote>'; echo $offer->{'score-display'}, '<br />'; echo ' </blockquote>'; echo '</blockquote>'; echo '<br />'; echo '<br />'; } ?>

XSL Sample

When you view the returned XML document in a browser, there's an XSL that lets you see the results in a browser-friendly format. This XSL also serves as an example of how to use XSL to render the results.

This XSL sample lives at: http://www.credit.com/assets/xsl/creditcards/creditcards_xml_api_v3.xsl