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Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support View Articles by Category There are no sub categories Fair Credit Reporting Act (FCRA) There were 4 articles found in this category: What is the Fair Credit Reporting Act (FCRA)? The Fair Credit Reporting Act (FCRA) is the federal law that regulates how consumer credit reporting agencies can use your credit information and what measures they must take to protect this information. It defines when they can disclose your credit information and under what circumstances. Read ... What are my rights under the Fair Credit Reporting Act (FCRA)? The FCRA was designed to ensure that consumer reporting agencies, or CRAs, “furnish correct and complete information to businesses to use when evaluating your application.” To help ensure the information is correct and complete, the Act ensures that consumers can check their own repo ... What are my rights if I am denied credit? If you are denied credit, employment, insurance or other benefits based on the information in your credit report, under the Fair Credit Reporting Act, you are entitled to a notice of the “adverse action”. This adverse action notice will explain why you were denied, which credit repo ... Can you explain the following terms: "unwanted credit checks or inquiries" and "permissible purpose under the Fair Credit Reporting Act (FCRA)"? The Fair Credit Reporting Act is the federal law that regulates how consumer credit reporting agencies can use your credit information. The section of the law that explains who is allowed to access your credit reports and why falls under section § 604. Permissible purposes of consumer repor ...