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There were 6 articles found in this category:
  1. questionWhat is an APR?
    APR stands for "Annual Percentage Rate." It is the interest rate on a debt expressed as a yearly rate (rather than a monthly one, for example). The APR was created to make it easier to compare credit offers. Credit cards often have several different APRs -- one for purchases, one for cash advanc ...

  2. questionHow do I receive my loan? Direct deposit, wire transfer, or check?
    If you were accepted for an unsecured personal loan, you will receive your funds in the form of a check. You may be able to request that these funds be wire transferred to your bank account. If you were accepted for an emergency payday loan, your funds will be deposited directly into your bank a ...

  3. questionWhy was I denied for a payday loan?
    Our goal is to successfully place every customer loan request with a lender, but this is not always possible based upon the acceptance policies of our lending partners. We suggest that you apply for a personal loan. Also, you could apply for a credit card online as an alternative way to obtain t ...

  4. questionHow much can I borrow?
    This depends on what type of loan you apply for, but in general the better your credit score, the easier it will be to borrow more money. The maximum amount of money you can request with Credit.com when you apply for a personal loan is $10,000. If you are a homeowner, you could qualify for $15,0 ...

  5. questionWhat is a cash advance loan?
    A payday loan, or cash advance loan, is a short-term loan with normally no credit check required. With a payday loan you can borrow up to $1,000 to help you deal with any financial emergency. Payday loans are meant to be short-term loans and are designed to be repaid within one or two pay perio ...

  6. questionWhat is the difference between a cash advance and a personal loan?
    An unsecured personal loan allows you to borrow between $1,000-$15,000. These loans can be paid off during the course of 1-4 years. To qualify for the loan you must meet certain credit and income requirements.Collateral also may be required for the higher loan amounts. Apply for an unsecured per ...