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Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Report Card Will pulling my Credit Report Card lower my credit score? Article Details Last Updated 5th of October, 2009 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (2 votes) 50% 50% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. No, getting your Credit Report Card will not hurt your credit scores -- it doesn't impact your scores at all. The Credit Report Card will show as a soft inquiry on your credit reports. A soft inquiry occurs when, for example, you check your credit scores or credit report yourself. As with any other soft inquiry (and unlike a hard inquiry, such as credit or loan application), the Credit Report Card will have no affect on your credit scores whatsoever. See where your credit stands: Get your Credit Report Card today! Related Articles What is the difference between a credit card that I open directly at the bank versus one that I received by mail which I open in response to an invitation or preapproval? What does FICO stand for and what is a FICO credit score? How accurate is the credit score/credit grade provided on the Credit Report Card? My lender told me that my FICO score was low because I have too many open credit card accounts. Should I close some of the accounts? How is the Credit Report Card different from other credit report offers? Continue