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Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Reports and Scores What is “permissible purpose”? Article Details Last Updated 10th of August, 2009 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (4 votes) 75% 25% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. Sometimes people have every right to pull your credit reports regardless of whether you have given permission. If you apply for a loan, a job, or a home/apartment to rent, the lender/employer/landlord all have permissible purpose to check your credit reports. Sometimes they will inform you that they are doing so. However, they are allowed to access this information regardless of whether you say yes and regardless of whether they tell you about it or not. Read about the eight permissible purposes under the Fair Credit Reporting Act (FCRA). Want to know where you stand? Check your credit reports and scores online today! Related Articles Is it against the law for a landlord not to rent to you because you have a bad credit score? If so, how bad does your score have to be? Can an employer pull my credit report? What are my rights under the Fair Credit Reporting Act (FCRA)? Is an insurance company allowed to check my credit report and credit scores? Can you explain the following terms: "unwanted credit checks or inquiries" and "permissible purpose under the Fair Credit Reporting Act (FCRA)"? Continue