It really doesn't make a difference whether you include the Social Security number or not. The credit reporting agencies don't use Social Security numbers as the sole identifier for credit reporting. In fact, most credit card companies won't request the authorized user's Social when the primary cardholder calls to add an individual to the account. Just because the Social Security number is included will not induce the credit card companies to report the account on the authorized user's credit reports.
You also might want to try Credit.com's new Credit Report Card to get an accurate estimate of your credit scores. It's completely free (no strings attached!), and creates no inquiry on your credit reports. See where your credit stands: Get your free Credit Report Card.
Search the Knowledgebase
Browse by Category
The article has been updated successfully.
