Answers

Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Reports and Scores Does everybody have a FICO credit score? Article Details Last Updated 9th of November, 2009 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (2 votes) 50% 50% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. No, definitely not. Your credit report has to have enough information on it to qualify you for a FICO score. If you do not have at least one account that has been open for at least six months, and at least one account that has been updated or active within the last six months, you will not qualify for a FICO score.   For example, if you have a Sears account that was opened five years ago that just updated last month, that account would qualify you for the FICO score “minimum scoring” criteria and you would get a credit score. Not sure where you stand? Check your credit reports and scores online today! Related Articles What is the difference between the FICO score and the scores that Experian/TransUnion sell on their websites? What happened to FICO credit scores provided by Experian? What does FICO stand for and what is a FICO credit score? What is a bad credit score? What is a credit score? Continue