Answers

Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Cards Knowledgebase Home > Credit Reports and Scores Does my debit card or check card affect my credit score? Article Details Last Updated 13th of April, 2010 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (4 votes) 75% 25% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. No, it does not. Your debit card and check cards are nothing more than plastic checks that access funds out of your checking account. Your checking account does not show up on your credit report, and therefore your debit and check cards will not show up either. Some people believe they can establish or rebuild credit by opening a debit or check card, but that is not the case. Don’t let the Visa or MasterCard logo on debit or check cards fool you… they're not really credit cards. Also keep in mind that prepaid cards will not help your credit scores either. The only types of cards that build credit history and affect your credit scores are secured cards and unsecured cards. Read about the difference between secured cards, unsecured cards, and prepaid debit cards. Not sure where you stand credit-wise? Check your reports and scores online today! Related Articles What happens when you pay with a debit card? (Visa or Mastercard debit card) Can I get a prepaid debit card even if I don't qualify for credit? Do I have to pay a fee or interest when I use my debit card and select the "credit" option instead of the "debit" option? What if I need to return an item I bought using my prepaid debit card? What are the pros and cons of prepaid debit cards? Continue