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Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Cards What is an over limit fee? Article Details Last Updated 13th of April, 2010 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (2 votes) 50% 50% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. Over-limit fees occur when you go over the limit on your credit card. Thanks to provisions in the CARD Act of 2009, credit card issuers can no longer charge over-limit fees unless you have given them permission to authorize purchases that put you over your limit. Additionally, issuers cannot charge an over-limit fee if you go over the limit solely due to interest charges or fees. Learn more about changes to credit card fees with the new CARD Act provisions. Related Articles What is a credit limit? How will the regulations regarding credit card fees change with the CARD Act? How can I increase the credit limit on my credit cards? With the CARD Act changes, will creditors no longer be able to cancel my accounts? I.e. is that considered a major change in terms? What is revolving utilization? Continue