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Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Cards Knowledgebase Home > Credit Reports and Scores What is an application score? Article Details Last Updated 19th of November, 2009 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (2 votes) 50% 50% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. An application score takes information from your credit application and uses it to determine your score for purposes of obtaining a new credit account. Using this statistical scoring, businesses evaluate applicants for acceptance or denial. Application scoring often factors in other relevant details, such as employment status and income, to determine risk, whereas FICO® score just uses information from your credit files. Be careful to always fill out all of the boxes on your credit applications; application scores do not like blanks. Not sure where you stand? Check your credit reports and scores online today! Related Articles What is a credit score? Is it against the law for a landlord not to rent to you because you have a bad credit score? If so, how bad does your score have to be? Do banks use anything other than FICO scores to base their lending decisions? Is my personal data secure when I submit the application for the Credit Report Card? I get offers in the mail for credit cards saying I’m preapproved; yet when I apply, I get turned down. Why does this happen? Continue