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Can I open a checking account if I have bad credit?
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Last Updated
13th of April, 2010

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Sure you can. But you might have a harder time opening one, especially if you’ve written bad checks in the past.

Most companies, when you try to open a checking account, will check a completely different database besides your credit reports. This database, managed by a company called ChexSystems, will let them know whether or not you’ve written bad checks in the past. If you have, it will be more difficult for you to open a checking account.

If you’re having trouble with debt, consider getting free debt consolidation and talking to a debt expert.

Not sure where you stand? Check your credit reports and scores online today!

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