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Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Reports and Scores Can I open a checking account if I have bad credit? Article Details Last Updated 13th of April, 2010 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (2 votes) 50% 50% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. Sure you can. But you might have a harder time opening one, especially if you’ve written bad checks in the past. Most companies, when you try to open a checking account, will check a completely different database besides your credit reports. This database, managed by a company called ChexSystems, will let them know whether or not you’ve written bad checks in the past. If you have, it will be more difficult for you to open a checking account. If you’re having trouble with debt, consider getting free debt consolidation and talking to a debt expert. Not sure where you stand? Check your credit reports and scores online today! Related Articles What is an open ended account? What is ChexSystems? How is a debit card better than cash or checks? Do I have to pay a fee or interest when I use my debit card and select the "credit" option instead of the "debit" option? Does my debit card or check card affect my credit score? Continue