No, when you press "credit" for a debit card transaction, you do not pay a fee or interest. Your debit card still works like a debit card, not a credit card. The purchase amount is deducted from your checking account, though this happens at a later date -- usually within several days -- instead of being deducted immediately (when you pay and select the "debit" option, the funds are immediately deducted from your account).
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