No. When you check your credit report and scores yourself through a service that sells credit reports
directly to consumers, you create what is called a “soft inquiry.” These
inquiries are listed when you review your own credit report, but they are not visible to creditors and do not affect your scores.
It’s a great idea to review
your credit report on a regular basis to check for identity theft or inaccuracies in reporting, so go for it!
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