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Does checking my credit report and score hurt my credit?
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Last Updated
1st of May, 2009
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No. When you check your credit report and scores yourself through a service that sells credit reports directly to consumers, you create what is called a “soft inquiry.” These inquiries are listed when you review your own credit report, but they are not visible to creditors and do not affect your scores.

 It’s a great idea to review your credit report on a regular basis to check for identity theft or inaccuracies in reporting, so go for it!

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