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Knowledgebase Home | Favorites | Forum Welcome to our knowledge base. To find what you're after, use the search box below or choose a category to view listed articles. Search the Knowledgebase Browse by Category [Advanced Search] -- Select Category -- Credit MythbustersLoans    - Personal Loans    - Auto Loans    - Home Loans    - Student LoansCredit CardsCredit Reports and ScoresCredit Report CardIdentity TheftDebt HelpConsumer Law Guide    - College Cost Reduction and Access Act    - Credit Card Accountability Responsibility and Disclosure Act (CARD Act)     - Credit Repair Organizations Act (CROA)    - Equal Credit Opportunity Act (ECOA)    - Fair and Accurate Credit Transactions Act (FACTA)    - Fair Credit Reporting Act (FCRA)    - Fair Debt Collection Practices Act    - Overdraft Rules for Debit and ATM CardsCustomer Support The article has been updated successfully. Knowledgebase Home > Credit Cards Knowledgebase Home > Credit Reports and Scores Why do some credit accounts show up on one of my credit reports but not the others? Article Details Last Updated 22nd of February, 2010 Would you like to... Discuss Print this page Email this page Post a comment Subscribe me Add to favorites Remove Highlighting Edit this Article Quick Edit Export to PDF User Opinions (2 votes) 50% 50% How would you rate this answer? Helpful Not helpful Help us improve. Why was this unhelpful? Thank you for rating this answer. The credit reporting in this country is largely voluntary. That means that lenders can chose which credit reporting agencies they want to report their accounts to. They don’t have to report their accounts to any of them, or they can report their accounts to all three. It’s completely up to them. It is very likely that you have an account with a lender that doesn’t report to all three credit reporting agencies. Not sure where you stand credit-wise? Check your reports and scores online today! Related Articles If I add someone as an authorized user, will it help his or her credit score? What if I have a joint account with someone and I stop making payments; will that show up on both credit reports? If I pay off a collection account, will it be removed from my credit report and improve my credit scores? I'm getting married. What are the best credit cards for married couples? Can you provide some information about collections and collection accounts? Continue