You are not alone; millions of people have trouble with their credit. Before you can determine exactly how to improve your credit, you need to find out why your credit is poor in the first place. We recommend that you obtain copies of your credit reports and scores from all three of the credit reporting agencies to find out exactly what is hurting your credit. Once you have copies of your credit reports and scores, we've created a step-by-step plan to help guide you in your credit improvement efforts. For more information, see: What can I do to improve my credit scores?
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