A lender may deny your application for a personal loan if you did not meet one of the minimum requirements listed on the first page of the application or if:
Your credit score is too low or you don’t have a credit history
You do not live in the US
You have a recent past bankruptcy
You have poor repayment history, your bills are in collection, or you have recently bounced checks
Your vehicle was recently repossessed
Sometimes you can be denied through no fault of your own.
We choose lenders based upon the information you provide us and the area in which you live.
Our lending partners have a cap on the number of individuals they can approve during a given time frame. At certain times of the month or year we have a large volume of applicants. As a result, some of our applicants may be turned down.
If you are turned down, you can apply again after seven days and/or try a different credit/loan product.
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