http://www.credit.com/answers en-us http://www.credit.com/answers ActiveKB NX cs@credit.com Sat, 21 Nov 2009 09:52:51 PST 20 http://www.credit.com/answers/questions/45/ How fast you can raise your credit scores will depend on the reason why your credit scores aren't higher in the first place. If all three credit scores are low because of negative credit informati ... Deanna Templeton Sat, 02 May 2009 01:54:24 GMT http://www.credit.com/answers/questions/33/ Negative information has a statute of limitations. For the most part, negative information stays on your credit report for seven years. There are some exceptions to this rule, however: Credit A ... Deanna Templeton Thu, 08 Oct 2009 23:31:05 GMT http://www.credit.com/answers/questions/43/ No. When you check your credit report and scores yourself through a service that sells credit reports directly to consumers, you create what is called a “soft inquiry.” These inquiri ... Deanna Templeton Sat, 02 May 2009 01:53:20 GMT http://www.credit.com/answers/questions/2/ Credit.com currently offers two types of personal loans: Unsecured personal loans and emergency payday loans. Unsecured personal loans allow you to borrow between $1,000-$15,000. These loans are c ... Igor Tselenchuk Tue, 05 May 2009 00:37:08 GMT http://www.credit.com/answers/questions/21/ Did you know that employers, landlords, credit card issuers, insurers, and utility companies all review credit data? Before you apply, you should always check your credit reports and credit scores ... Igor Tselenchuk Tue, 05 May 2009 22:51:18 GMT http://www.credit.com/answers/questions/130/ The statute of limitation (SOL) is the length of time a creditor or debt collector can file a lawsuit against you. Typically, the statute of limitations starts when you miss your first payment and ... Deanna Templeton Tue, 05 May 2009 00:35:48 GMT http://www.credit.com/answers/questions/108/ Your credit scores will probably improve. However, it may not improve as you expect. Here are some examples:Closing negative credit card accounts. Closing credit card accounts will not improve you ... Igor Tselenchuk Fri, 27 Mar 2009 18:00:35 GMT http://www.credit.com/answers/questions/125/ Yes, credit card companies can garnish (take away) your wages, but only if such action is legal in your state. For this to happen, a lawsuit must be filed against the consumer. A possible outcome ... Igor Tselenchuk Thu, 16 Apr 2009 16:43:02 GMT http://www.credit.com/answers/questions/77/ Keep in mind that paying off a collection account will not remove it from your credit report. All that payment will do is update the balance to show that it has been paid in full. The collection r ... Deanna Templeton Mon, 23 Mar 2009 20:47:27 GMT http://www.credit.com/answers/questions/5/ A secured credit card is a credit card that is “secured” when you make a deposit with the issuing creditor. If you deposit $300 into a specified savings account, they’ll give you ... Igor Tselenchuk Tue, 05 May 2009 00:30:41 GMT