http://www.credit.com/answers en-us http://www.credit.com/answers ActiveKB NX cs@credit.com Sat, 21 Nov 2009 10:06:59 PST 20 http://www.credit.com/answers/questions/45/ How fast you can raise your credit scores will depend on the reason why your credit scores aren't higher in the first place. If all three credit scores are low because of negative credit informati ... Deanna Templeton Sat, 02 May 2009 01:54:24 GMT http://www.credit.com/answers/questions/33/ Negative information has a statute of limitations. For the most part, negative information stays on your credit report for seven years. There are some exceptions to this rule, however: Credit A ... Deanna Templeton Thu, 08 Oct 2009 23:31:05 GMT http://www.credit.com/answers/questions/41/ The short answer to this question is the following: You can improve your credit scores through responsible credit management. That’s what credit-scoring models want to see. This means that y ... Deanna Templeton Fri, 06 Nov 2009 22:09:34 GMT http://www.credit.com/answers/questions/11/ 550? 725? 680? What does your credit score mean? In this article, we show you exactly what goes into having good credit, fair credit, and bad credit. See what your credit score tells lenders and ... Igor Tselenchuk Fri, 09 Oct 2009 19:29:30 GMT http://www.credit.com/answers/questions/42/ The average credit score in the United States is approximately 680. Anything below a 680 is considered “sub-prime”, or a bad credit score. However, each of the three major credit bu ... Deanna Templeton Sat, 02 May 2009 01:52:06 GMT http://www.credit.com/answers/questions/39/ Inquiries remain in your credit report for 2 years (24 months). The good news is that they can only hurt your credit scores for the first 12 months. After 12 months, they don't impact your credit ... Deanna Templeton Tue, 05 May 2009 22:27:39 GMT http://www.credit.com/answers/questions/43/ No. When you check your credit report and scores yourself through a service that sells credit reports directly to consumers, you create what is called a “soft inquiry.” These inquiri ... Deanna Templeton Sat, 02 May 2009 01:53:20 GMT http://www.credit.com/answers/questions/2/ Credit.com currently offers two types of personal loans: Unsecured personal loans and emergency payday loans. Unsecured personal loans allow you to borrow between $1,000-$15,000. These loans are c ... Igor Tselenchuk Tue, 05 May 2009 00:37:08 GMT http://www.credit.com/answers/questions/19/ Debt settlement, also known as debt arbitration or debt negotiation, is an approach to debt reduction in which debtors and creditors agree on a reduced balance that, once satisfied, is considered ... Igor Tselenchuk Sat, 02 May 2009 06:39:40 GMT http://www.credit.com/answers/questions/21/ Did you know that employers, landlords, credit card issuers, insurers, and utility companies all review credit data? Before you apply, you should always check your credit reports and credit scores ... Igor Tselenchuk Tue, 05 May 2009 22:51:18 GMT