 Key Highlights- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
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| Our Expert ReviewBeverly Harzog -
April, 2011
If you're looking for a credit card with generous cash back rewards and a zero percent introductory APR, then you need to check out the Chase Freedom Visa® $100 Cash Back + 0%
Intro APR card. Spend $500 within the first three months and earn 10,000 bonus points, which equals a $100 check. Benefits You get up to 5 percent cash back on rotating categories, plus one percent cash back on almost all other purchases. You can also earn up to 10 percent cash back when shopping through Chase's online
mall. Rewards If you spend $500 within the first three months of opening your account, you get 10,000 bonus points, which equals a $100 check. You earn 5 percent cash back when you use your card for purchases in
rotating categories. The categories change every three months and you must sign up every quarter for your purchases to qualify. After you've spent $1,500, you earn 1 percent on purchases in a category. You earn 1 percent
cash back on all other purchases. But you get an additional 1 point (1 percent) for each $1 spent on eligible airfare net purchases ($600 per month maximum). You may be charged a $20 fee if you use the toll-free number
to book or change itineraries. Avoid this fee by using the online booking tool. There's no limit to the number of points you can earn. Balance Transfers You get a zero percent introductory APR on balance transfers for the first 12 billing cycles. After that, this card carries a 12.99 percent to 22.99 percent variable APR. With this offer,
there's a 3 percent balance transfer fee. Note that you must make the balance transfer within 30 days of opening your account. Rates The Chase Freedom Visa® $100 Cash Back + 0% Intro APR card offers a zero percent introductory APR on purchases for the first 15 billing cycles. After that, this card carries an 12.99 percent to 22.99
percent variable APR, based on your creditworthiness. Cash advances carry a 19.24 percent variable APR and there's a 3 percent fee. There's no annual fee. Who Should Apply Consumers who are looking for an excellent cash back program that offers a sign-up bonus and no annual fee. Credit Standing You need good-to-excellent credit, which is at least 700, to qualify for this card. Author Beverly Harzog |
