An Early Holiday Gift….Our Holiday Spending Planner

I realize it’s not even Halloween yet, and I am bringing up
the holiday season. Before you flame me, hear me out. Most of the overspending
we experience over the holidays happens because we get rushed, feel guilty,
feel overwhelmed etc. So the sooner we start planning, the better.

I can speak from experience here. I often send New Year cards instead of Christmas cards because I don’t get them done in time. I’m a mom who has looked at the pile of gifts on Christmas Eve and thought, "I need to get to the store. There’s not enough here." And I can also say it as the one in the family who is known for her very "creative" – and sometimes very late – gifts.

So if you are like me, and really do want this holiday to be different, I am offering you an early holiday gift
from Credit.com: our brand new free Holiday Planning Worksheet. Download it now
and start your holiday shopping list.

And then watch this blog for lots of tips
and ideas for a credit-healthy holiday season, contests, and more. I am committed to feeling less stressed, and spending more time than money with the people I love this holiday season. Care to join me?

Gerri
Detweiler – Personal finance author and Credit Advisor for Credit.com.
Gerri contributes budgeting, debt recovery and savings information online. She
is also the co-author of Stop
Debt Collectors: How to Protect Your Rights and Resolve Your Debts

Gerri Detweiler Credit.com's Personal Finance Expert, Gerri focuses on financial legislation, budgeting, debt recovery and consumer savings information. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.comTalk Credit Radio. Reach Gerri at creditexperts@credit.com.