Image by Yutaka Tustano — Slide 1 of 8
Maintaining a healthy credit score requires a good bit of focus, determination and hard work. There’s a lot to keep up with: We need to pay our bills on time, reduce debt and maintain a low debt-to-credit ratio, among other requirements—all to ensure a top-notch score. We can use all the help we can get! To that end, here are 7 mobile phone applications that can help keep your credit building on track.
[Resource: Where Can I Get My Credit Scores for Free?]
Farnoosh Torabi Personal Finance Contributor, Farnoosh is a nationally recognized author, expert and television host. Her first book, You're So Money, is an acclaimed tell-all for young adults searching for financial independence. Her new book Psych Yourself Rich, gives readers the mindset and discipline to build their financial life. Reach Farnoosh at creditexperts@credit.com.
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My credit score is very low and I want to learn how to raise it. I have retrived my credit report and have since contacted my debt collectors. I was told by a non-professional that even repaying my past debt won’t help improve my score. I would like some imput on what steps I should take fix this problem. Thank You For Your Time, Tenille
How do I get my credit score now to receive my loan