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John Ulzheimer

WalletGrab

Debit card rewards or credit card rewards, which is really better?  And, why do consumers choose one over the other?  …

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RetailFeatured

Beginning on Black Friday millions of people will lose their minds temporarily and exhibit shopping patterns that could …

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Balance Transfers

Credit.com’s resident credit expert, John Ulzheimer, answers your tough credit questions. In this installment of Ask John, he gives us …

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Underwater Mortgage

John Ulzheimer, our resident credit expert and scoring guru answers your tough questions. This week John answers your questions about …

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Balancing the Accounts

Every thirty days or so you get a statement from everyone with whom you have a loan or a …

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Who's Looking at Your Credit Report?

Permissible Purpose is the title of section 604 of the Fair Credit Reporting Act, or FCRA.  The FCRA is …

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Revolving Debt

If you’re like more than 200 million other consumers in the U.S., then you use a credit card.  …

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Cash

I’ve been asked a millions times, “Which of my credit cards should I pay off first? Should it be …

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AncientHistory

One of the more common misconceptions in the world of credit reporting is that once an item is closed or …

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John Ulzheimer – Formerly with Equifax and Fair Isaac, John shares his unique insight of the inner workings of credit scoring models and the credit reporting industry on Credit.com News & Advice.

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Credit.com News & Advice provides readers with unique insight, helpful tips and straight answers about their financial world. Our leading experts explore credit, loans, debt, saving, and identity theft topics. Meet our credit & finance gurus.