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Tom Quinn

New Rules Let Troubled Borrowers Get a Mortgage Sooner

Are you one of the millions of consumers who opted to do a short sale on your home during the …

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Reader Question: Can Your Roommate Ruin Your Credit?

Jim has a question about his roommate and credit information.  Jim is careful to always pay his bills on time, …

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Not Paying Your Taxes Can Hurt Your Credit Score

This year, Uncle Sam is giving U.S. taxpayers some extra time before the filing deadline. The 2012 deadline falls on …

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hacker

Stories and reports of larger scale data breaches in the financial services space seem to be happening with more frequency …

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Credit Card and Money

Several colleagues and friends noticed they have recently started getting more credit card offers in the mail and that the …

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Should I Choose In-Store Credit Or The Retail Credit Card?

If you have recently visited a specialty retailer to purchase a bigger ticket item (appliances, computer, television, etc.) they usually …

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Don't Fret About Decoding Inquiries On Your Credit Report

A reader went car shopping several weekends ago and now sees that several inquiries from different lenders were posted on …

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The CFPB Wants Your Ideas

Last week the Consumer Financial Protection Bureau (CFPB) announced the availability of their new Streamlining Regulations Feedback Web Tool. The …

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CFPB Increases Scrutiny on Nonbanks

The Consumer Financial Protection Bureau (CFPB) launched their nonbank supervision program recently.  So what exactly is a nonbank? It’s an …

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How Credit Card Balances Impact Your Score

A reader, Dylan, recently wrote in with a question for us. He has three credit cards and wants to know …

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Tom Quinn – Credit.com’s Consumer Credit Expert, Tom shares invaluable insight to navigating the often complicated world of credit scoring, credit reporting and credit granting industry practices. Formerly with FICO (Fair Isaac), MDS (now Experian) and Citibank, Tom has more than 20 years of experience in the credit industry and is currently Vice President of Scoring at Nomis Solutions. Reach Tom at creditexperts@credit.com.

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