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Tom Quinn

goodcreditscore

While your credit score provides insight into where you stand relative to others within a score range, it does not …

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A consumer class action lawsuit was recently filed against ConsumerInfo.com in federal court in California.  ConsumerInfo.com is an Experian company …

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A question I frequently receive is how mortgage delinquencies—late payments, short sales, foreclosures, etc.—impact a consumer’s credit score.  And for …

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Question: The value of my home has gone way down and is now worth less than what I owe.  A …

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Question: Will paying my credit card bill before the due date improve my credit score?
Answer: Paying your credit obligations on …

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In the U.S., there are three major credit reporting agencies (Equifax, Experian and TransUnion) that collect credit-related information on you. …

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While knowing your credit score is important, understanding the context of where your score resides within the overall score range, …

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In 1789, Ben Franklin coined the famous line, “In this world nothing can be said to be certain, except death …

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Did you know it’s National Consumer Protection Week (NCPW)?  Probably not, but you should.  It’s that time of year when …

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There has been a lot of activity in Washington over the past couple of years to propose, revise and enact …

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Tom Quinn – Credit.com’s Consumer Credit Expert, Tom shares invaluable insight to navigating the often complicated world of credit scoring, credit reporting and credit granting industry practices. Formerly with FICO (Fair Isaac), MDS (now Experian) and Citibank, Tom has more than 20 years of experience in the credit industry and is currently Vice President of Scoring at Nomis Solutions. Reach Tom at creditexperts@credit.com.

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