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Credit Tips

Clean Up Your Credit Profile

The decision as to whether you secure financing, as well as your corresponding rate assignment, is based on two …

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Is Student Loan Consolidation Right For You?

Student loan balances recently surpassed credit card debt for the first time in history, with young adults graduating with an …

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Question: I have bad credit and am considering opening a credit card or car loan to rebuild my credit. Would …

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Choosing a Rewards Credit Card? Avoid These 7 Common (and Not So Common) Traps

If you have excellent credit, you’re no doubt receiving tons of offers for rewards credit cards. And because there’s so …

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Your credit score plays an integral role in your finances, influencing everything from your mortgage rates to your ability to …

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I recently heard from a reader (let’s call her Diane) who was going through a difficult time. Her husband had …

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Great Credit Saves More Than $25,000

You could look at a recent FICO chart to determine the cost of monthly loan payments associated with different credit …

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Making a Memorial Day Gift? Don't Get Conned.

This Memorial Day, you may be moved to donate money to a charity that helps veterans and active-duty soldiers. There …

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Credit card question: I always read my credit card statement as soon as I receive it. Is it really necessary …

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Credit Card Question: I keep getting credit card offers in the mail and I don’t need a new card right now. …

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