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FICO Scores

Piggyback_Theyoungones1994_CCFlickrFEATURED

If you’ve gone in search of ways to boost your bad credit score, you may have encountered a trick called …

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New Credit Score Could Help Millions, Eventually

The plea for credit score help was direct, almost desperate. A woman and her husband placed a “fairly large” good …

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Flame_Giacomo_Carena_CCFlickr

Is it really possible to get a FICO score of 850?

I must admit that I have personally never seen a …

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strategic-default

The debate over strategic default— when a homeowner with the ability to afford his mortgage decides to stop paying because his …

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To answer your credit score questions: "It Depends"

I know a lot of people get frustrated when they ask a seemingly simple question about their credit score and …

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cash

Most everyone I know is looking for ways to save money or cut expenses in today’s challenging economy.  Eating out …

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experian-credit-score

A consumer class action lawsuit was recently filed against ConsumerInfo.com in federal court in California.  ConsumerInfo.com is an Experian company …

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fico-study

A question I frequently receive is how mortgage delinquencies—late payments, short sales, foreclosures, etc.—impact a consumer’s credit score.  And for …

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foreclosure-homesale

Question: The value of my home has gone way down and is now worth less than what I owe.  A …

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credit-card-due-date

Question: Will paying my credit card bill before the due date improve my credit score?
Answer: Paying your credit obligations on …

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