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John's Credit Card Picks

John Ulzheimer is our credit score expert and a former
FICO insider. You can email him through Ask John any
time and can follow his updates in our monthly
newsletter. See his favorite credit cards below.

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November 21, 2009

John's Favorite Cards

VISA MC AMEX DISC
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Discover® More® Card
John Ulzheimer says: This card has no annual fee, lets you earn up to 5% cash back and reports to all three credit bureaus. It's a card that has all the basics!
Apply >See all cards for excellent credit
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Applied Bank® Secured Visa® Credit Card
John Ulzheimer says: Start here if you are interested in building or re-establishing your credit. This card has a very competitive rate for a secured card and it reports to credit bureaus.
Apply >See all cards for no credit
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Citi® mtvU™ Platinum Select® Visa® Card for College Students
John Ulzheimer says: It's very important that college students establish credit and this card is a perfect first choice. It offers rewards points for purchases made at retailers frequented by college students. It has a competitive interest rate and no annual fee.
Apply >See all student cards
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NetSpend® MasterCard® Prepaid Debit Card
John Ulzheimer says: One of the best prepaid cards available. No minimum balance requirements and no upfront costs.
Apply >See all pre-paid cards
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Discover® Student Card - Clear
John Ulzheimer says: This is a perfect card for any student. It offers generous cashback bonuses for shopping at many online retailers. No annual fee and a competitive APR is a nice touch.
Apply >See all student cards


 
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