The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping and entertainment rewards.
Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.
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Rates & Term Details
Basic APR
N/A
Cash Advance APR
N/A
Default APR
N/A
Annual Fee
$125
Grace Period
0 days
Min. Finance Charge
unknown
Late Fee
$0 to
$35
Overlimit Fee
$0
Foreign Purchase
Universal Default
Unknown
Sign Up Fee
None
Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
Expert Review: The American Express Preferred Rewards Gold Card is designed for a very specific type of credit card user. There is no preset credit limit on the card but the entire balance is expected to be paid off completely every month. Membership Rewards points add up quickly: one point for almost every dollar you spend. Special rewards include unique travel, shopping and entertainment experiences. For example, points can be redeemed for reward miles on 21 different airlines. The annual fee is steep but average for this type of charge card. Updated:
Oct 2009