| Basic APR | 9.9% on purchases |
|---|
| Cash Advance APR | 9.9% |
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| Default APR | 9.9% |
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| Annual Fee | $48 |
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| Grace Period | 25 days |
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| Min. Finance Charge | $0.50 |
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| Late Fee | $29 |
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| Overlimit Fee | $29 |
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| Foreign Purchase | N/A |
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| Universal Default | No |
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| Sign Up Fee | None |
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| Account Set-Up Fee (One-time) | $29.00 |
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| Additional Card Fee (Annually) | $20.00 |
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| Monthly Servicing Fee ($84) | Billed at $7.00 per month |
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| Program Fee (One-time) | $95.00 |
|---|
| Foreign Currency Transaction Fee | 3% |
|---|
| Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
The initial minimum credit limit will be at least $250 and the following fees will be billed to your first statement: Account Set-Up Fee of $29.00, the Program Fee of $95.00, the Annual Fee of $48.00, the Additional Card Fee of $20.00 per card (if applicable) and Monthly Servicing Fee of $7.00. These fees will reduce your available credit until they are paid. If you are assigned the minimum credit limit of $250 your initial available credit will be $71 ($51 if you select the additional card option).
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER(R) Bank product. |
