| Basic APR | 11.99-18.99% |
|---|
| Intro APR on purchases | 0% |
|---|
| Intro Period | 6 months |
|---|
| Intro Balance Transfer | 0% |
|---|
| Intro Balance Transfer Rate Period | 12 months |
|---|
| Intro Balance Transfer Fee | 5% |
|---|
| Intro Balance Transfer Fee Minimum | $0 |
|---|
| Balance Transfer | As low as 11.99% , 18.99% |
|---|
| Balance Transfer Fee | 5% |
|---|
| Balance Transfer Fee Minimum | $0 |
|---|
| Cash Advance APR | 23.99% |
|---|
| Default APR | Up to 29.99% |
|---|
| Annual Fee | $0 |
|---|
| Grace Period | 25 days |
|---|
| Min. Finance Charge | $0.50 |
|---|
| Late Fee | $19 to
$39 |
|---|
| Overlimit Fee | $15 to $39 |
|---|
| Foreign Purchase | 3% |
|---|
| Universal Default | No |
|---|
| Sign Up Fee | None |
|---|
| Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
*View Discover® card rates, fees, rewards and other important information |
Expert Review:
The Discover More Card offers you generous cash back rewards and great introductory rates--0% on purchases and balance transfers for 6 months--if you have very good to excellent credit. You can earn 5% cash back in categories that change with the seasons. In winter, you might get 5% cash back on airlines, cruises, hotels, and car rentals, while in the spring, purchases for the home and at department stores might reward you with 5% back, and so on. Throughout the year, you can also earn up to 20% cash back through the online ShopDiscover and up to 1% back on your other purchases. There's no annual fee, the other fees are typical, and depending on your credit picture, the interest rates will be somewhere between below to above average once the introductory rates have expired. You get live phone support within 60 seconds, online tools, email reminders to help you avoid fees, $0 fraud liability, advanced fraud early warning alerts, and fraud specialists dedicated to helping you 24/7.
Updated:
Oct 2009
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