| Basic APR | 11.99-18.99% |
|---|
| Intro APR on purchases | 0% |
|---|
| Intro Period | 6 months |
|---|
| Intro Balance Transfer | 0% |
|---|
| Intro Balance Transfer Rate Period | 12 months |
|---|
| Intro Balance Transfer Fee | 5% |
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| Intro Balance Transfer Fee Minimum | $0 |
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| Balance Transfer | As low as 11.99% , 18.99% |
|---|
| Balance Transfer Fee | 5% |
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| Balance Transfer Fee Minimum | $0 |
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| Cash Advance APR | 23.99% |
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| Default APR | Up to 29.99% |
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| Annual Fee | $0 |
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| Grace Period | 25 days |
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| Min. Finance Charge | $0.50 |
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| Late Fee | $19 to
$39 |
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| Overlimit Fee | $15 to $39 |
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| Foreign Purchase | 3% |
|---|
| Universal Default | No |
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| Sign Up Fee | None |
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| Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
*View Discover® card rates, fees, rewards and other important information |
Expert Review:
Whether you have excellent or very good credit, you can display your patriotism as you enjoy a 0% introductory APR on balance transfers for 12 months. You also earn 5% cash back in categories that change, which might include travel, home improvement stores, department stores, gas, groceries, restaurants, and many more; up to 20% at the online ShopDiscover; and up to 1% on all other purchases. Your cash rewards are unlimited, redeemable in $20 increments, and have no expiration date, as long as your account is in good standing and you use the card at least once every year and a half. There's no annual fee, the other fees are typical, you have $0 fraud liability, and the interest rates will be somewhere between below to above average, depending on your credit picture, once the introductory rates have expired.
Updated:
Oct 2009
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