| Basic APR | 11.99-18.99% |
|---|
| Intro APR on purchases | 0% |
|---|
| Intro Period | 6 months |
|---|
| Intro Balance Transfer | 0% |
|---|
| Intro Balance Transfer Rate Period | 12 months |
|---|
| Intro Balance Transfer Fee | 5% |
|---|
| Intro Balance Transfer Fee Minimum | $0 |
|---|
| Balance Transfer | As low as 11.99% , 18.99% |
|---|
| Balance Transfer Fee | 5% |
|---|
| Balance Transfer Fee Minimum | $0 |
|---|
| Cash Advance APR | 23.99% |
|---|
| Default APR | Up to 29.99% |
|---|
| Annual Fee | $0 |
|---|
| Grace Period | 25 days |
|---|
| Min. Finance Charge | $0.50 |
|---|
| Late Fee | $19 to
$39 |
|---|
| Overlimit Fee | $15 to $39 |
|---|
| Foreign Purchase | 3% |
|---|
| Universal Default | No |
|---|
| Sign Up Fee | None |
|---|
| Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
*View Discover® card rates, fees, rewards and other important information |
Expert Review:
With the Discover More Card - Clear Collection, you get a 0% introductory APR on purchases, assuming you have very good to excellent credit. You also earn 5% cash back in categories like travel, home improvement stores, department stores, gas, groceries, and restaurants, for example, which change from time to time. At ShopDiscover, an online store, you can earn up to 20% cash-back, and you get up to 1% back on all your other purchases. Your cash rewards, which are unlimited, can be redeemed in $20 increments. They have no expiration date, as long as your account is in good standing and you use it at least once every 18 months. There's no annual fee on this credit card, the other fees are typical, you have $0 fraud liability, and depending on your credit picture, the interest rates will be somewhere between below to above average once the introductory rates have expired.
Updated:
Oct 2009
|
