| Basic APR | 14.99% |
|---|
| Intro APR on purchases | 0% |
|---|
| Intro Period | 6 months |
|---|
| Cash Advance APR | 23.99% |
|---|
| Default APR | Up to 29.99% |
|---|
| Annual Fee | $0 |
|---|
| Grace Period | 25 days |
|---|
| Min. Finance Charge | $0.50 |
|---|
| Late Fee | $19 to
$39 |
|---|
| Overlimit Fee | $15 to $39 |
|---|
| Foreign Purchase | 3% |
|---|
| Universal Default | No |
|---|
| Sign Up Fee | None |
|---|
| Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
*View Discover® card rates, fees, rewards and other important information |
Expert Review:
For students looking for an excellent credit card with cash back rewards the Discover Student Card - Monogram Collection is the right place to start. This card offers up to 5% cash back on purchases in categories such as gas stations, restaurants and clothing stores. Enjoy a 0% introductory APR on purchases for 6 months and then an average APR for a student card with no annual fee. Although this card is specifically designed for full-time students of four-year colleges and universities, Discover often makes exceptions for community colleges and trade schools.
Updated:
Sep 2009
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