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IBERIABANK Visa® Classic


  • Variable rate APR ranging from Prime + 4.00% thru Prime + 10.00%
  • No annual membership fee
  • Low introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
  • Online access to credit card account information
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Rates & Term Details
Basic APR7.25-13.25%
Intro Balance Transfer1.99%
Intro Balance Transfer Rate Period6 months
Intro Balance Transfer Fee0%
Intro Balance Transfer Fee Minimum$0
Balance Transfer7.25%
Balance Transfer Fee0%
Balance Transfer Fee Minimum$0
Cash Advance APR12.75% - 19.25%
Default APR22%
Annual Fee$0
Grace Period25 days
Min. Finance Charge$1.00
Late Fee$15 to $35
Overlimit Fee$35
Foreign Purchase2%
Universal DefaultN/A
Sign Up FeeN/A
Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes:

Expert Review:
The IBERIABANK Visa Classic is ideal for those who want to pay over time. For those who keep a balance, a low interest rate is far more important than any rewards program. This credit card starts off with a low balance transfer rate of 1.99% for 6 months and has a low APR afterwards. IBERIABANK Visa Classic card has no balance transfer fee and no annual fee.
Updated: Nov 2009
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