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NetSpend® MasterCard® Prepaid Debit Card


  • 5% APY savings account - exclusive!
  • 100% approval - no credit check required
  • No overdraft fees or minimum balances
  • Online bill pay - easily send a check to anyone
  • This is a debit card, not a credit card; read more
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Rates & Term Details
Opening Min$0.00
App Fee$0
Annual Fee$0
Atm Fee$2.00
Credit ReportingNone
Opening AccountFree
Direct Deposit ReloadFree
Signature Purchase - Pay As You Go$1.00
Signature Purchase - FeeAdvantage™Free
PIN Purchase - Pay As You Go$2.00
PIN Purchase - FeeAdvantage™Free
ATM Withdrawal Fee$2.50
ATM Balance Inquiry$0.50
Online InquiryFree
Automated Phone Inquiry$0.50
Customer Service Live CallFree
Automated Telephone ServiceFree
Live Teller Withdrawl$4.95
Online Customer ServiceFree
Re-Activate CardFree
Monthly Service Fee - Pay As You GoFree
Monthly Servcie Fee - FeeAdvantage™$9.95 or $5.00 for Premier Accounts
Paper Statements per request$5.95
Replace Card$5.95
Inactive Card Fee$5.95, waived if account has debit or credit transaction and/or balance inquiry within 90 days
Cancel CardFree
Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes:

Expert Review:
The NetSpend Mastercard Prepaid Debit Card is a convenient, safe and secure way to bank, transact and pay bills. Simply load your card via direct deposit, Western Union, Money Gram or other retail locations. Transact anywhere Mastercard is accepted and have access to your cash at millions of ATMs. Enroll in Direct Deposit and you will be upgraded to Premier status - receive NetSpend's best level of service at preferential pricing. The funds on your card are eligible to earn 5% APY interest and are FDIC insured up to $250,000. You can have up to three prepaid debit cards on your account to share with friends or family members. Fund transfers between these cards are free. NetSpend also has a referral program that rewards you with a $5 credit for every activated card you refer.
Updated: Nov 2009
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