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Platinum Card from American Express®


  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel.
  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • Events - access to exclusive, once-in-a-lifetime events
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Rates & Term Details
Basic APR N/A
Cash Advance APRN/A
Default APRN/A
Annual Fee$450
Grace Period0 days
Min. Finance Chargeunknown
Late Fee$0 to $35
Overlimit Fee$0
Foreign Purchase
Universal DefaultUnknown
Sign Up FeeNone
Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes:

Expert Review:
Don't let this American Express charge card's annual fee turn you off. If you have excellent credit, the benefits you receive in exchange will more than make up for it. American Express Platinum benefits include free hotel upgrades, companion airline tickets, and access to airport lounges. The Platinum Card also gives you free enrollment in the Membership Rewards program. Earn 2 points per dollar on gas and groceries for the first year and one point per dollar thereafter and everywhere else. Redeem points for countless shopping, dining and entertainment rewards. Like all charge cards, you must pay the entire balance every month.
Updated: Oct 2009
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