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READYdebit® Prepaid Visa® Card


  • Guaranteed approval*, no credit or Chexsystemssm checks
  • No overdraft fees or minimum balances
  • Online bill pay - send checks to anyone
  • Free direct deposit & credit builder
  • This is a debit card, not a credit card; read more
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Rates & Term Details
Opening Min$0
App Fee$0
Annual Fee$0
Atm Fee$2.25
Credit ReportingNone
Card Issuance$9.95
Monthly Service$4.95
Signature TransactionsFree
PIN Transactions$0.95
OverdraftFree
Direct DepositFree
Loading Cash & Deposits via Bank ACH TransferFree
U.S. ATM Balance Inquiry$0.50
International ATM Fee$5.00
Online Customer ServiceFree
Automated Phone SupportFree
Live Customer Service1 free call per month, then $2.00 each
Online Bill Pay$4.00
Bank Teller Cash Advance$5.00
Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes:

Expert Review:
If you are fed up with checking accounts that have high overdraft fees look into the READYdebit Prepaid Visa Card. There are no overdraft fees or bounced check fees! It's easy to load your card with money at participating retail stores such as Wal-Mart, Walgreens, Rite Aid or anywhere you see the Visa ReadyLink logo. You can also load your card using free direct deposit and free bank account transfers. Plus, you can send money from one READYdebit Prepaid Visa Card to another for free. Remember, your money is safer using a prepaid card than cash: deposits are FDIC-insured and purchases are covered by Visa Zero Fraud Liability protection.
Updated: Nov 2009
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