| Basic APR | 9.25% |
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| Balance Transfer | 9.25% |
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| Balance Transfer Fee | 0% |
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| Balance Transfer Fee Minimum | $0 |
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| Cash Advance APR | 13.25% |
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| Default APR | 16.95% |
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| Annual Fee | $0 |
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| Grace Period | 25 days |
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| Min. Finance Charge | $0.50 |
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| Late Fee | $29 |
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| Overlimit Fee | $29 |
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| Foreign Purchase | 2% |
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| Universal Default | No |
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| Sign Up Fee | None |
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| Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
|
Expert Review:
The Simmons First Visa Platinum Rewards credit card combines a low interest rate with a points-based rewards program. You earn 1 point per net dollar spent on your credit card. Points can be redeemed for miles at any US airline with no blackout dates or seat restrictions. You also have other travel reward options including hotels, cruises, vacation packages, car rentals, and restaurants. Redeeming points with this credit card is a simple, one-stop process and is even supported by a toll-free service number. There has no annual fee and is perfect for people with excellent credit.
Updated:
Oct 2009
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