| Basic APR | 15.24% |
|---|
| Intro APR on purchases | 2.90% |
|---|
| Intro Period | 6 months |
|---|
| Intro Balance Transfer | 2.90% |
|---|
| Intro Balance Transfer Rate Period | 6 months |
|---|
| Intro Balance Transfer Fee | 0% |
|---|
| Intro Balance Transfer Fee Minimum | $0 |
|---|
| Balance Transfer | 15.24% |
|---|
| Cash Advance APR | On application |
|---|
| Default APR | On application |
|---|
| Annual Fee | $45 |
|---|
| Grace Period | 25 days |
|---|
| Min. Finance Charge | $0.50 |
|---|
| Late Fee | $19 to
$39 |
|---|
| Overlimit Fee | $35 |
|---|
| Foreign Purchase | |
|---|
| Universal Default | Unknown |
|---|
| Sign Up Fee | None |
|---|
| Important:
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.
Notes:
|
Expert Review:
You earn bonus 10,000 points with your first purchase on the Starwood Preferred Guest Credit Card from American Express - enough for up to three nights at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more, all with no blackout dates. Designed for people with excellent or very good credit, this card offers a low introductory rate good for six months on both purchases and balance transfers, with no balance transfer fee. You earn one "Starpoint" for every dollar you charge, plus another 15,000 points if you spend $15,000 with the card in the first 6 months as well as double points at all Starwood properties. Use your Starpoints for free nights and upgrades or for free flights via the frequent flyer programs of over 30 major airlines. The $45 annual fee is waived in the first year, the interest rates are moderate, and there's no liability for unauthorized charges. The Starwood Preferred Guest Credit Card from American Express includes the travel benefits cardholders have come to expect from American Express, including car rental insurance and the Global Assist Hotline, which provides medical, legal, financial, and other emergency assistance, including visa/passport help, cash access, lost luggage and more whenever you travel more than 100 miles from home.
Updated:
Sep 2009
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