|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% | 14.9%-19.9% (V) | 14.9-19.9% (V) | $0 | Excellent |
Orchard Bank Visa® Cards
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
Our Credit Card Review
The Orchard Bank Visa® Cards are issued by HSBC. These cards are designed to help you get back on ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | 14.90% or 19.90%, or 7.90% for secured cards | 14.90% or 19.90%, or 7.90% for secured cards | $0 - $59 the first year, $35 - $59 per year thereafter | Poor - Bad No Credit |
Discover® More® Card - $0 Balance Transfer Fee!
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% |
Intro:
0% 12 months | 10.99-20.99% (V)* | $0 | Excellent |
Gold Delta SkyMiles® Credit Card from American Express®
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 15.24-19.24% Variable | $0 intro annual fee for the first year, then $95 | Excellent |
Marriott Rewards® Credit Card
- Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | 14.24% (V) | 14.24% (V) | First Year Free, $45 | Excellent |
Credit One Bank Platinum Visa®
- Pre-Qualify for a Visa credit card without affecting your credit score
Our Credit Card Review
With the Credit One Bank Platinum Visa, you can get pre-qualified in less than a minute. This card ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 23.90% | See Website | Fair - Bad |
AccountNow® Gold Visa® Prepaid Card
- 100% guaranteed approval*
Our Prepaid Card Review
Many Americans frustrated with high annual percentage rates and confusing terms and conditions opt ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | N/A | N/A | Excellent - Bad No Credit |
Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
- $200 cash back after $500 in purchases within the first 3 months of account opening
Our Credit Card Review
With the Citi® Dividend Platinum Select® Visa® - $200 Cash Back, you get cash back on all of your ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | 15.99%-22.99% (Variable) | 15.99-22.99% (Variable) | $0 | Excellent |
Walmart MoneyCardsm MasterCard® Prepaid Card
- No issuance fee online
Our Prepaid Card Review
If you don't have a bank account or a credit card, you need to take a look at the Walmart ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | N/A | N/A | Excellent - Bad No Credit |
READYdebit® Prepaid Visa® Card
- 100% Guaranteed Approval* - No Credit Checks
Our Prepaid Card Review
The READYdebit Prepaid Visa Card is a debit card and is designed to give consumers with poor credit ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | N/A | $0 | Excellent - Bad No Credit |
UPside Visa® Prepaid Card
- Save up to $220 compared with other prepaid cards
Our Prepaid Card Review
If you want greater control over you money without running the risk of incurring credit card debt, ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | N/A | N/A | Excellent - Bad No Credit |
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| See terms* | See terms* | See terms* | See terms* | Fair - Bad |
Applied Bank® Secured Visa® Gold Credit Card
- Guaranteed Approval Regardless of Your Past Credit History
Our Secured Card Review
If you're looking for a secured credit card that doesn't charge an account set up fee, check out ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 9.99% Fixed | $50 | Poor - Bad No Credit |
Baby Phat Prepaid Visa® RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
Our Prepaid Card Review
Do you enjoy the convenience of carrying plastic without the hassle of high annual percentage ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | N/A | N/A | Excellent - Bad No Credit |
BuyRIGHT Pre-Paid MasterCard®
- Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
Our Prepaid Card Review
If you don't have a checking account or a credit card, consider getting a BuyRIGHT Pre-paid ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | N/A | N/A | Excellent - Bad No Credit |
Maximum Rewardssm Platinum Edition® Visa® Card
- 0% Intro APR for 12 billing cycles on balance transfers
Our Credit Card Review
With the Maximum Rewardssm Platinum Edition® Visa Card®, you can earn reward points on almost all ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0% | 11.99%-19.99% variable | 11.99-19.99% | $0 | Excellent |
First Progress Secured MasterCard®
- Full-feature Platinum MasterCard secured credit card
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | Prime Rate + 11.74% | $39 | Poor - Bad No Credit |
IBERIABANK Visa® Select
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Our Credit Card Review
If you're looking for a credit card with a low introductory APR on purchases and balance transfers, ... read full review
Apply Now| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A |
Intro:
1.99% or 7.50% based on creditworthiness 12 months | 7.50%-11.50% variable | $35 | Excellent |
The Pros and Cons of Prepaid Cards
Prepaid cards offer the convenience of a credit card without the
difficult approval process or risk of getting into debt. These cards
work a lot like a gift card, you will have to load the account with cash
(direct deposit is usually available) before you can use it for a
purchase
Prepaid cards are not credit cards; you cannot spend more than the
balance you have deposited and you will not be charged interest for your
spending. The prepaid account will not be reported to the credit
bureaus as a credit card.
- Easy approval process, no credit required
- The same fraud liability protections as a standard credit card
- Easy to use for online or phone purchases
- Access cash from ATM machines
- Less expensive than check cashing services
- Expensive fees for opening and maintaining the account
- Fees for loading money on the account or using the card for purchases
- Very limited, if any, reporting to the credit bureaus
- Does not help improve your credit the same way a credit card or secured card would
- Much more expensive than opening a checking account and using an ATM card
Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.
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FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.
*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
