Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: If approved, you will receive one of the Tribute® Gold MasterCard® Credit Card accounts: (1) one with a $300 credit line (CL), a $150 annual fee (AF) and initial available credit of $170 (AC) OR (2) one with a $70 credit line (CL), a $20 Account Opening Fee (AOF) and initial available credit of $70 (AC), but not both. Your Tribute® Gold MasterCard® Credit Card requires you to make an initial minimum payment of $20 (MP) which must be received, cleared and posted on your credit card account before you can activate your card and use your credit card account.
Expert Review: If you have bad or very bad credit, consider the Tribute® Gold MasterCard®. It offers quick online decisions, reports to the major credit bureaus, and requires no long-term deposit. If approved, you'll get a card with a $300 credit line minus a higher than average $150 annual fee or one with a $70 credit limit and a $20 start-up fee. The APR is moderate for a subprime credit card, the foreign purchase fee of 1% is low, and the other fees are standard. A $20 minimum payment is required to activate your account.
Updated:
Jul 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *View Discover® card rates, fees, rewards and other important information
Expert Review: The Discover® Open Road® Card, for people with excellent or very good credit, comes with both generous rebates and a 0% introductory interest rate. Every billing period, you get 5% cash back on the first $100 you spend at the gas pump and for car maintenance. Plus you get rebates of between 5% to 20% for online purchases you make at over 100 well-known retailers and 1% cash back on other purchases. There's a 0% introductory APR on new purchases for six months as well as a 0% APR on balance transfers for one year. This credit card has no annual fee, moderate interest rates, and typical fees.
Updated:
Aug 2008
Weekly Maint. Fee w/ 15 or More Transactions a Month
Free
Weekly Maint. Fee without Direct Deposit or more than 15 Trans.
$0.95
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: The 25-day grace period applies only to purchases, not for cash advances.
Expert Review: The Total Visa® Card offers an instant online decision and a $250 credit limit to people with bad or very bad credit. Start-up fees reduce the limit to $50, but additional payments get you more credit. The APR is moderate for subprime credit cards, but there are annual and monthly fees. However, this Visa® credit card reports to all three major credit bureaus. Also, no security deposit is required, as is the case with most bad score credit cards.
Updated:
Jul 2008
5 points for each dollar spent Hilton Family Hotels. 3 points for every eligible dollar.
Earn up to 50,000 HHonors® bonus points when you get the Card
No annual fee
Receive 5 HHonors® bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn®, and more and for eligible purchases at supermarkets, drugstores, gas stations and more
Get 3 HHonors® bonus points for each eligible dollar you spend everywhere else
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Expert Review: In exchange for a deposit of at least $200, up to a maximum of $5,000, you can get an Applied Bank® Secured Visa® Gold Credit Card with no credit or income requirements, even if your credit picture is bad or very bad. Your credit limit will be equal to your deposit. The first year's annual fee of $50 is automatically deducted, but there are no other start-up fees. While there is no grace period, this credit card (which reports to credit bureaus) has an attractive APR, a 1% fee on foreign purchases, and standard fees on everything else.
Updated:
Jul 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Notes: Your credit limit will be equal to the balance in your collateral savings account. Minimum deposit is $300, maximum deposit is $5,000.00 per card.
Expert Review: You can get a New Millennium Bank Secured Platinum Visa® or MasterCard® regardless of your past credit history - or even if you have no credit history. Your credit limit is equal to the $300 to $5,000 you deposit as collateral in an interest-bearing savings account at the bank. The interest rate is at the higher end for secured cards, but there is no credit check or income verification. There is a $59 annual fee, a $99.95 sign-up fee (or $129.95 for both cards), no grace period, a $.50 monthly minimum finance charge, and a 2% cash advance fee (minimum is $1.00, maximum is $20.00). Reports to all three bureaus, so it will help you rebuild or establish credit.
Updated:
Jul 2008
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Purchase at Merchant (The $1.00 retail purchase fee and the $1.00 online purchase fee are capped at $10.00 per month for any combination of the two.)
$1.00
Purchase Online (The $1.00 retail purchase fee and the $1.00 online purchase fee are capped at $10.00 per month for any combination of the two.)
$1.00
Telephone Purchase
$1.00
ATM Withdrawal
$1.95
ATM Balance Inquiry
$0.50
Point Of Sale Withdrawal
Live Teller Withdrawal
Online Balance Inquiry
Free
Customer Service Live Call
Free
Paper Statements per request
$1.00
Cancel Card
Replacement Card
$9.95
Monthly Maintenance Fee
None
Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
