USA Credit Cards and Prepaid Cards
Here are all of our current USA credit cards and prepaid cards. Quickly compare card features, interest rates, annual fees and more to find the card that's right for you.
| - Credit card worries? We may have the answer
- Bad credit? Apply for a credit card today!
- Join nearly 3 million credit cardholders
- Apply now!
- See
website for terms and conditions
| | CREDIT CARD REVIEW The results of the credit crunch the country has experienced over the last two years has left many ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| See terms | See terms | See terms | See terms | Poor - Bad
No Credit
|
| - Congratulations! This could be your new credit card
- Bad Credit? Apply now!
- Access your account by phone at any time, day or night
- Reports monthly to the major Consumer Reporting Agencies
- See
website for terms and conditions
| | CREDIT CARD REVIEWMany consumers across the country have seen their credit battered and found that they can no longer ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| See terms | See terms | See terms | See terms | Poor - Bad
No Credit
|
| - Here's a credit card opportunity too good to pass up. Apply today!
- Even if you don't have the best credit
- Convenient 24-hour account access by phone
- Monthly reporting to major Consumer Reporting Agencies
- See
website for terms and conditions
| | CREDIT CARD REVIEW Securing a credit card with no credit or bad credit can be difficult, but the Centennial Classic ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| See terms | See terms | See terms | See terms | Poor - Bad
No Credit
|
| - Earn 1 American Airlines AAdvantage® mile for every $1 spent
on purchases, and AAdvantage® miles may never expire*
- Earn 30,000 American Airlines AAdvantage® bonus miles after you make $750 in
purchases within the first 4 months of becoming a cardmember*
- $75 annual fee waived for the first 12 months of cardmembership*
- Earn American Airlines AAdvantage® miles faster from purchases made on your
employee accounts*
- No blackout dates on AAdvantage® award travel on American Airlines, American
Eagle and the AmericanConnection® carrier*
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 15.24%(Variable) | $75, waived for the first 12 months* | Excellent |
| - 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a
purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
| | CREDIT CARD REVIEW Frequent travelers can rack up high airline and restaurant costs, but the Discover Miles card ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 10.99-16.99% (V)* | $0 | Excellent |
| - Up to 5% cashback bonus
- Make your money worth Moresm*
- Unlimited cash rewards, automatically
- 5% to 20% cashback bonus at top retailers through our exclusive online shopping
site
- Turn your cashback bonus into bigger rewards every time you redeem for gift cards from
over 100 brand-name partners
| | CREDIT CARD REVIEW If you're enrolled as a full-time student in a four-year college or university, you could earn ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | As low as 13.99-20.99% | $0 | Excellent - Good |
| - Up to 5% cashback bonus
- Make your money worth Moresm*
- Unlimited cash rewards, automatically
- 5% to 20% cashback bonus at top retailers through our exclusive online shopping
site
- Turn your cashback bonus into bigger rewards every time you redeem for gift cards from
over 100 brand-name partners
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | As low as 13.99-20.99% | $0 | Excellent - Good |
| - 0% intro APR on purchases and balance transfers for 6 months, then
the regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries,
restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- No annual fee
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 11.99-20.99% (V)* | $0 | Excellent |
| - 0% intro APR on purchases and balance transfers for 6 months, then
the regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries,
restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- No annual fee
| | CREDIT CARD REVIEW If you use your credit card to make certain purchases, like hotels and movies, the Discover Clear ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 11.99-20.99% (V)* | $0 | Excellent |
| - Up to 5% cashback bonus
- 5% Cashback Bonus® in categories like travel, home improvement stores, department
stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
| | CREDIT CARD REVIEWAny consumer that wants to have a credit card that both stylishly shows off their love of nature ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 11.99-19.99% | $0 | Excellent - Good |
| - Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to
a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the regular APR
| | CREDIT CARD REVIEWHave you ever considered getting a card with a low introductory rate and an excellent cashback ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 3.99% |
Intro:
3.99%
15 months | 11.99-20.99% (V)* | $0 | Excellent |
| - Double Cashback Bonus® on your first $250 in purchases each
month at any gas station and any restaurant
- 5% to 20% Cashback Bonus® through ShopDiscover, our exclusive online shopping
mall
- Up to 1% unlimited Cashback Bonus® on all other purchases automatically
- $0 fraud liability guarantee
- No annual fee
| | CREDIT CARD REVIEW If you're going to college and want to earn money back on your purchases, you should consider all ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | As low as 13.99-20.99% | $0 | Excellent - Good |
| - 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a
purchase for your first 25 months
- Unlimited Double Miles on all purchases
- An additional 2 Miles for every $1 you spend through our exclusive online shopping site,
ShopDiscover
- Flexible redemption options for travel, gift cards, or cash
- Enhanced travel benefits
| | CREDIT CARD REVIEW If you are a worldwide traveler, you may be missing out on the unlimited benefits that come with ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 10.99-16.99% (V)* | $60 | Excellent |
| - Travel rewards - cardholders who enroll in the program receive one
point per net dollar spent
- Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 9.25% variable standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating
restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and
restaurants
| | CREDIT CARD REVIEWHave you ever wanted a credit card with a top-notch travel rewards program that offers tickets on ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 9.25% | 9.25% | $0 | Excellent |
| - 1.25 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don't expire
- Redeem for Travel, Merchandise, Gift Cards and more
- No blackout dates and no seat restrictions
| | CREDIT CARD REVIEW Do you travel frequently for business or vacation? Are you tired of your current rewards program ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | 16.9% (V) | 16.90% (V)* | None* | Good |
| - 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
| | CREDIT CARD REVIEW If you're a loyal Orbitz traveler, you may be interested in the Capital One card that provides ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | 13.9% (V) | 13.90% (V)* | None* | Excellent |
| - Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
| | |
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | 16.9% (V) | 16.9% (V)* | None* | Good |
| - 0% intro APR on all purchases until May 2011
- No annual fee
- 1% cash back on all purchases
- Get your cash back whenever you want
| | CREDIT CARD REVIEW The Capital One Business Platinum with No Hassle Cash is a great product if you're a business ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | As low as 14.99% (V) | as low as 14.99% (V)* | None* | Excellent |
| - 0% intro APR on all purchases until February 2011
- No annual fee
- 3 miles per $1 spent in the category of choice where you spend most, and 1 mile per dollar on all other purchases
- Redeem miles for travel, cash, merchandise, gift cards, and more
| | CREDIT CARD REVIEW Business owners spend a fortune on travel expenses and entertainment will get the opportunity to ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | As low as 14.99% (V) | as low as 14.99% (V)* | $0* | Excellent |
| - Earn double miles on every purchase, every day
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Get 10,000 bonus miles-just spend $1,000 within the first three months
- Use your rewards for travel, cash back, gift cards, merchandise and more
| | CREDIT CARD REVIEWMany Americans own small businesses and may be searching for a credit card that will give them ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A* | 13.9% (V) | 13.9% (V)* | $0 for the first year, $59 after that* | Excellent |
| - Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 14.50% Variable | $450 | Excellent |
| - Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
| | CREDIT CARD REVIEW The American Express Gold card is as unique in the rewards it offers as it is in its approval and ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $125 | Excellent |
| - 3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
| | CREDIT CARD REVIEWAre you looking to maximize your rewards and benefits through credit card usage? The American ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $175 | Excellent |
| - Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
| | CREDIT CARD REVIEW If you want unlimited earning potential on rewards miles and the chance to earn generous bonuses ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 14.50% Variable | $150 | Excellent |
| - Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
| | CREDIT CARD REVIEWHave you ever wanted a credit card that will pay you back with rewards points for staying at ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 2.90% on Purchases for 6 months | 2.90% on Balance Transfers for 6 months | 15.24% Variable | $45 | Excellent |
| - Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% on Purchases for 6 months | N/A | 15.24% Variable | $0 | Excellent |
| - Earn 10,000 Membership Rewards(R) points after first purchase
- Enjoy a low annual fee of just $25 for Basic Card
- Pay no interest - that's because you pay in full each month
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Protect eligible purchases with Purchase Protection and Extended Warranty
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $25 | Excellent |
| - Free $0 activation online - with no credit check!
- Free cash withdrawals at over 15,000 participating ATMs
- No monthly fee for any month with at least 30 purchases
- No overdraft or penalty fees. No minimum balance required
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW No bank account or credit history? No problem. The GreenDot Prepaid MasterCard gives you the ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
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| - 0% intro APR on all purchases until May 2011
- Upload a favorite image to create your own card design
- $0 Fraud Liability if your card is lost or stolen
| | CREDIT CARD REVIEW You don't need perfect credit to secure a credit card with a low APR and great benefits. The ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | 19.8% (V) | 19.8% (V)* | $39.00* | Fair |
| - 2% Cashback Bonus® automatically at any gas station and any
restaurant
- 5% to 20% Cashback Bonus® at over 150 top retailers through our online shopping
mall
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 0% intro APR on purchases and balance transfers for 6 months, then the regular APR
| | CREDIT CARD REVIEW Do you want to earn rewards for purchases on gas, clothes and food. If so, the Discover Open Road ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 11.99-20.99% (V)* | $0 | Excellent |
| - 100% guaranteed approval* with no credit checks
- Free Score Tracker credit score service
- Free Bill Pay Service with Credit Builder
- Free unlimited purchases and no overdraft fees - EVER!
-
This is a debit card, not a credit card;
read more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - 0% intro APR on balance transfers for a full 15 months, then the
regular APR
- 0% intro APR on purchases for a full 6 months, then the regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries,
restaurants, home improvement stores and more
- Up to 1% unlimited Cashback® Bonus on all other purchases
- No annual fee
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
15 months | 11.99-20.99% (V)* | $0 | Excellent |
| - 0% intro APR on balance transfers for a full 12 months, then the
regular APR
- 0% intro APR on purchases for a full 9 months, then the regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries,
restaurants, home improvement stores and more
- Up to 1% unlimited Cashback® Bonus on all other purchases
- No annual fee
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 11.99-20.99% (V)* | $0 | Excellent |
| - 0% intro APR on balance transfers for a full 12 months, then the
regular APR
- 0% intro APR on purchases for a full 6 months then the regular APR
- Get $75 Cashback Bonus® when you make $500 in purchases within 3 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries,
restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus® on all other purchases
| | CREDIT CARD REVIEW Are you looking for more convenience in your life? From the initial application process to earning ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 11.99-20.99% (V)* | $0 | Excellent |
| - An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
| | CREDIT CARD REVIEW If you have a less than perfect credit score but are interested in securing a credit card, you may ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 7.90-28.90% | 7.90-28.90% | $0 - $74 the first year; $35-$79 per year thereafter | Fair - Bad
No Credit
|
| - Guaranteed approval*, no credit or Chexsystemssm checks
- No overdraft fees or minimum balances
- Online bill pay - send checks to anyone
- Free direct deposit & credit builder
-
This is a debit card, not a credit card;
read more
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $0 | Excellent - Bad
No Credit
|
| - 0% APR on purchases for 6 months
- No annual fee or monthly fees
- Your credit is not a factor! We report to all 3 major credit bureaus
- Simple one page application
| | CREDIT CARD REVIEW If you are looking for your first credit card that will allow you to build your credit without ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | 11.24% | $0 | Poor - Bad
No Credit
|
| - 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
| | CREDIT CARD REVIEW Do you have other credit card balances that are subject to high rates? The Capital One Platinum ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases and balance transfers* |
Intro:
0%
Until
Aug 2011 | 11.90% (V)* | None* | Excellent |
| - $0 activation fee
- No hidden fees / No overdraft fees
- Earn high savings interest rate!
- Free direct deposit + Get $20 signup bonus
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW Prepaid cards are a good way for people with no credit or bad credit to manage their finances and ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - Credit needed: EXCELLENT CREDIT
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250
in purchases within the first 3 months of account opening
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward
point for every $1 you spend on other purchases
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line
and pay on time 3 billing periods in a row
- No annual fee
| | CREDIT CARD REVIEW Do you use your credit card for everyday purchases and leisure activities? If so, why not get paid ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 12.99-19.99%(Variable) | $0* | Excellent - Good |
| - $0 activation fee with Direct Deposit
- No Check Cashing, overdraft, or late Fees
- 105,000 cash load locations
- Borrow Money and Build your Credit History with the iAdvance Line of Credit
-
This is a debit card, not a credit card;
read more
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
- Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
- 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
- FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
| | CREDIT CARD REVIEW Want to enjoy a life of luxury without ever worrying about another interest payment? Sign up for ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $450 | Excellent |
| - Up to 5% cashback bonus
- 5% Cashback Bonus® in categories like travel, home improvement stores, department
stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 11.99-19.99% | $0 | Excellent - Good |
| - Save up to $220 compared with other prepaid cards
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW If you want greater control over you money without running the risk of incurring credit card debt, ...
more
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $0.99 | Excellent - Bad
No Credit
|
| - 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
| | CREDIT CARD REVIEWMany consumers may have tried to find a credit card that carries both a low annual percentage rate ...
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| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | 13.9% (V) | 13.90% (V)* | None* | Excellent |
| - Card to card transfers between RushCard members
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
- Guaranteed approval - no credit check required
- Free direct deposit of tax refunds, anticipation loans and paychecks
-
This is a debit card, not a credit card;
read more
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - Card to card transfers between RushCard members
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
- Free customer service 24/7
- No monthly fees and no hidden fees
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW Do you enjoy the convenience of carrying plastic without the hassle of high annual percentage ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - 10% extra college savings on thousands of eligible grocery and drugstore items
- 2% extra college savings on eligible gas purchases at Exxon and Mobil locations
- 1% college savings on every purchase
- Get $25 college savings after the first qualified use of your account
- No annual fee†
| | CREDIT CARD REVIEW College can be costly for young adults, but with the UPromise World MasterCard you can actually ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
7 or 10 billing cycles
| 12.99-20.99%* | $0 | Excellent - Good |
| - The Jump Card Visa Prepaid Card pays you back
- Earn rewards for every Visa signature purchase
- We want you to enjoy managing your money. No hassles, no gimmicks, no kidding.
- Not a credit card. Guaranteed approval.* No credit check. No overdraft fees.
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEWAre you a consumer who has considered a prepaid card that will not only give you flexibility in ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $0 | Excellent - Bad
No Credit
|
| - Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 7.90-28.90% | 7.90-28.90% | $0 - $74 the first year; $35-$79 per year thereafter | Fair - Bad
No Credit
|
| - No cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points® each billing period that you pay on time and stay under your
credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250
in purchases within the first 3 months of account opening
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
12 months | 12.99-19.99%(Variable) | $0* | Excellent - Good |
| - Build your credit with our contest-winning Student Card design -
250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours
today
- 5% Cashback Bonus® in categories like travel, gas, groceries, restaurants and
more
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
- Up to 1% unlimited Cashback Bonus® on all other purchases
| | CREDIT CARD REVIEW Students who love innovative designs and shopping will love the Discover Mix Tape Student Card ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | As low as 13.99-20.99% | $0 | Excellent - Good |
| - 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Get your cash back whenever you want
| | CREDIT CARD REVIEW The Capital One No Hassle Cash Rewards Credit Card is one of the few credit cards that offers cash ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | 19.8% (V) | 19.8% (V)* | $39* | Fair |
| - $25 cash bonus when you use direct deposit
- 100% guaranteed approval*
- Free credit builder and bill pay
- New! Now with the iAdvancesm loan option
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEWMany Americans frustrated with high annual percentage rates and confusing terms and conditions opt ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - $25 cash bonus when you use direct deposit
- 100% guaranteed approval*
- Free credit builder and bill pay
- New! Now with the iAdvancesm loan option
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEWIf you are finding it difficult to build your credit or re-establish a good financial standing, the ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
- Receive your cash back automatically as a statement credit
| | CREDIT CARD REVIEWMany consumers may find themselves faced with sky-high annual percentage rates, and are looking to ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% on Purchases for 6 months | N/A | 17.24-21.24% Variable | $0 | Excellent |
| - 12.99% low fixed APR - rate won't change even if you're late!
- Choose your credit limit - from $200 up to $500
- Monthly credit bureau reporting
- Genuine Visa® credit card - not a pre paid or debit card
| | CREDIT CARD REVIEW If you have a poor credit rating and don't want to be subject to high annual percentage rates and ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 12.99% | See terms | Poor - Bad
No Credit
|
| - 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Redeem cash rewards for statement credit, check or gift card
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases* | 14.9% (V) | 14.9% (V)* | None* | Excellent |
| - Get on the road to credit
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- You may qualify for credit line increases with no further security deposit required
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A* | 19.8% (V) | 19.80% (V)* | $24.00* | Poor - Bad |
| - No credit check - sign up today
- No overlimit fees or interest charges ever
- Free direct deposit available for faster access to paychecks and government benefit checks
- Secure - Get money back if card is lost or stolen. FDIC Insured
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW For many people, carrying cash can be a hassle - especially if you are planning on making a large ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A* | N/A | N/A | $4.95 monthly* | |
| - You establish your credit limit - From $200 minimum up to $5,000!
- Build your credit card limit over time!
- Reports monthly to the major Consumer Reporting Agencies
- See
website for terms and conditions
| | CREDIT CARD REVIEW Do you have a bad credit score that you're trying to improve? Are you a young adult or student ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| See terms | See terms | See terms | See terms | Poor - Bad
No Credit
|
| - Free $0 activation online - with no credit check!
- Free cash withdrawals at over 15,000 participating ATMs
- No overdraft or penalty fees
- Get $10 with direct deposit (see site for restrictions)
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW If you are looking for a card that gives you spending flexibility without charging large fees and ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - Need your cash fast w/ our free direct deposit get paid faster
- No credit check, no debit, no interest
- Free customer service, that includes live agent and automated service!
- Free unlimited signature and PIN transactions
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW If you want a card that affords you all the convenience of a credit card without costly interest ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $0 | Excellent - Good |
| - ZERO - 0% fixed APR on purchases - no intro rates!
- ZERO - 0% rate won't change - even if you're late!
- ZERO application fees
- ZERO worries - free personal ID theft protection
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | 0% on purchases | See terms | Poor - Bad
No Credit
|
| - $0 Monthly Fee*
- Higher daily and monthly limits
- Borrow money and build credit history*
- Free Credit Builder and Bill Pay
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEWMany Americans frustrated with high annual percentage rates and confusing terms and conditions opt ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - Earn 5 ThankYou Points® for every dollar you spent on
eligible AT&T products and services
- 0% APR* on purchases for 6 months
- Earn 3 ThankYou Points® for every dollar spent on purchases at certain office
supply merchants, gas stations, and on professional services and 1 ThankYou
Point® for every dollar spent on other purchases
- Additional cards for employees with credit limits you set
- No annual fee
| | CREDIT CARD REVIEW The AT&T Universal Business Rewards card may be a great choice for business owners and employees ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | 16.99%(Variable) | 16.99%(Variable) | $0 | Excellent |
| - Up to 5% cashback bonus
- 5% Cashback Bonus® in categories like travel, home improvement stores, department
stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | As low as 13.99-20.99% | $0 | Excellent - Good |
| - Card to card transfers between RushCard members
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
- Online bill pay, free credit builder, free text alerts
- Guaranteed approval - no credit check required
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW The Black Diamond Prepaid Visa RushCard is a good option if you are interested in saving money on ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - Earn 5% cash back on purchases at supermarkets, drugstores, gas
stations, convenience stores & utilities (including cable) for 6 months;
1% thereafter*
- No cosigner required
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel,
hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | 12.99-21.99%(Variable) | $0* | Excellent - Good |
| - No credit history and no checking account required
- Straight forward pricing - 0% APR on all purchases for the first 6 months with no annual
or monthly fees
- We report to all three credit bureaus, so you'll start building your credit fast
- Four options for funding your card
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | 11.24% | $0 | Poor - Bad
No Credit
|
| - Get the credit you need and the first year's annual fee is on us
- Image Card - personalize your card with an image of your choice
- $0 Fraud Liability if your card is lost or stolen
- Monitor your spending with free text message alerts
| | CREDIT CARD REVIEW This card is for users limited credit, which includes those who have not had credit card or loan ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A* | 24.9% (V) | 24.9% (V)* | $19, waived for the first year | Fair |
| - Card to card transfers between RushCard members
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
- Free credit builder and account text alerts
- Free direct deposit of tax refunds, anticipation loans and paychecks
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW The Prepaid Visa RushCard may be perfect for you if you're looking for convenience, limited fees ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | N/A | Excellent - Bad
No Credit
|
| - Bad credit history? We invite you to apply
- No annual fee for the first year!
- Acceptance at millions of locations worldwide (subject to available credit)
- Try it out. Monthly reporting to major Consumer Reporting Agencies. Apply now!
- See
website for terms and conditions
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| See terms | See terms | See terms | See terms | Poor - Bad
No Credit
|
| - Apply for a secured credit card and choose your credit limit; Minimum deposit of $200
required
- No credit history required
- Your account activity reports monthly to the major Consumer Reporting Agencies
- See
website for terms and conditions
| | CREDIT CARD REVIEW If you are just entering the credit world and have not established a credit history, the ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| See terms | See terms | See terms | See terms | Poor - Bad
No Credit
|
| - Get your government/benefits check faster w/ free direct deposit
- Guaranteed approval w/ no credit check!
- Free unlimited purchase transactions
- No overdraft fees or minimum balances, perfect bank alternative!
-
This is a debit card, not a credit card;
read more
| | CREDIT CARD REVIEW If you want a card that offers flexibility on your spending but also reduces costly fees and ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | N/A | N/A | $0 | Excellent - Good |
| - No annual fee
- 2% cash back on restaurants, entertainment, cell phone bills and books
- 1% cash back on all other purchases
- A smart way to build credit while earning cash back
| | CREDIT CARD REVIEWAs the name implies, the Capital One Student Rewards Credit Card is geared toward college students, ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A* | 24.9% (V) | 24.9% (V)* | None* | |
| - Get on the road to credit
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- You may qualify for credit line increases with no further security deposit required
| | CREDIT CARD REVIEW If you are looking to obtain your first credit card to build your credit file, the benefits ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A* | 19.8% (V) | 19.80% (V)* | $24.00* | Poor - Bad |
| - 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company
| | CREDIT CARD REVIEWFrequent travelers may be interested in the American Express Blue Sky card's rewards programs. Its ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% on Purchases for 6 months | N/A | 17.24-21.24% Variable | $0 | Excellent |
| - 2 miles per dollar on every purchase, every day
- 10,000 bonus miles when you spend $1,000 in your first 3 months
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
| | CREDIT CARD REVIEW Airline tickets can get expensive, but with the Capital One Venture Rewards card, you can earn ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A* | 13.9% (V) | 13.90% (V)* | $59; waived for the first year* | Excellent |
| - 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
| | CREDIT CARD REVIEW Some credit cards may charge high annual percentage rates for balance transfers, but the Capital ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% intro APR on purchases and balance transfers* |
Intro:
0%
Until
Aug 2011 | 14.90% (V)* | None* | Good |
| - Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
| | CREDIT CARD REVIEW If you have great credit, you may be rewarded with low annual percentage rates with the Simmons ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| N/A | 7.25% | 7.25% | $0 | Excellent |
| - Up to 5% cashback bonus
- 5% Cashback Bonus® in categories like travel, home improvement stores, department
stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% |
Intro:
0%
6 months | 11.99-19.99% | $0 | Excellent - Good |
| - Up to 5% cashback bonus
- Make your money worth Moresm*
- Unlimited cash rewards, automatically
- 5% to 20% cashback bonus at top retailers through our exclusive online shopping
site
- Turn your cashback bonus into bigger rewards every time you redeem for gift cards from
over 100 brand-name partners
| | CREDIT CARD REVIEW Students who are just getting their first credit card may consider the Discover Student Clear ...
more
|
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | As low as 13.99-20.99% | $0 | Excellent - Good |
| - Earn 5 ThankYou Points® for every dollar you spend at
restaurants, bookstores, record stores, movie theaters and video rentals
stores
- No cosigner required
- Earn 1 ThankYou Point® for every dollar you spend on all other purchases
- Earn up to 2,000 ThankYou Points® twice a year for maintaining a good GPA
| | |
|
| Intro Apr | Balance Transfer | Ongoing APR | Annual Fee | Credit Needed |
|---|
| 0% | N/A | 12.99-21.99%(Variable) | $0* | Excellent - Good |
The Pros and Cons of Prepaid Cards
Prepaid cards offer the convenience of a credit card without the
difficult approval process or risk of getting into debt. These cards
work a lot like a gift card, you will have to load the account with cash
(direct deposit is usually available) before you can use it for a
purchase
Prepaid cards are not credit cards; you cannot spend more than the
balance you have deposited and you will not be charged interest for your
spending. The prepaid account will not be reported to the credit
bureaus as a credit card.
Pros:
- Easy approval process, no credit required
- The same fraud liability protections as a standard credit card
- Easy to use for online or phone purchases
- Access cash from ATM machines
- Less expensive than check cashing services
Cons:
- Expensive fees for opening and maintaining the account
- Fees for loading money on the account or using the card for purchases
- Very limited, if any, reporting to the credit bureaus
- Does not help improve your credit the same way a credit card or secured card would
- Much more expensive than opening a checking account and using an ATM card
Fees and charges can vary significantly between different prepaid credit
card offers. Be sure to read the fee schedule for the prepaid credit
card before you apply.
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