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Home > Credit Cards > First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card

Snapshot of Card Features:

  • Must have checking account to qualify
  • A credit card offer for those with less than perfect credit!
  • Just click it! Responses in 60 seconds
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer
  • See website for terms and conditions
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
See terms*See terms*See terms*See terms*Fair - Bad
 

Our Expert Review

Rates & Term Details

What is a Schumer Box?
A Schumer Box includes the following rate and term information for all credit cards:

  • Annual Percentage Rate (APR) for purchases (or interest rate)
  • Other APRs - interest rates for balance transfers, cash advances, default, etc.
  • Variable rate information (if applicable)
  • Grace Period (if applicable)
  • Finance calculation method
  • Finance Charges
  • Annual Fee (if applicable)
  • Other fees - transaction fees, balance transfers, cash advances, late payments, over-limit, etc. (if applicable)

Important
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes
*View First PREMIER® Bank Classic Credit Card card rates, fees, and other important information.

   

*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

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The Pros and Cons of Prepaid Cards

Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase

Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card.

Pros:
Cons:

Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.


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