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United MileagePlus®Explorer

Snapshot of Card Features:

  • Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
  • Check your first bag for free - save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • $0 intro annual fee for the first year, then $95
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A15.24% (V)15.24% (V)$95,$0 intro annual fee for the first yearExcellent
 

Our Expert Review

Rates & Term Details

Complete Card Details
For the complete terms and conditions, view this card's Schumer Box

What is a Schumer Box?
A Schumer Box includes the following rate and term information for all credit cards:

  • Annual Percentage Rate (APR) for purchases (or interest rate)
  • Other APRs - interest rates for balance transfers, cash advances, default, etc.
  • Variable rate information (if applicable)
  • Grace Period
  • Finance calculation method
  • Finance Charges
  • Annual Fee (if applicable)
  • Other fees - transaction fees, balance transfers, cash advances, late payments, over-limit, etc.

Important
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes
*View United MileagePlus®Explorer card rates, fees, rewards and other important information.


Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authors alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. - December, 2012

If you fly frequently on United Airlines or on Continental, the United MileagePlus® Explorer is an excellent credit card to consider. You get exceptional travel benefits and rewards. Plus, you earn 30,000 bonus miles after your spend $1,000 in the first 3 months.

Benefits

Both you and your companion get one free checked bag. You also get priority boarding privileges and two free passes to the United Club each year. This is a Visa® Signature card and that designation comes with some great benefits, such as access to tickets for sporting events.

Rewards

You earn 30,000 bonus miles after your spend $1,000 in the first 3 months. Add an authorized user within two months of opening your account, and get an additional 5,000 miles. You'll earn two miles for each $1 spent on tickets purchased from United. You get one mile per $1 spent on everything else. There's no limit to the number of miles you can earn in the program and they don't expire.

Balance Transfers

There's a 3 percent balance transfer fee. This card carries a 15.24 percent variable APR on balance transfers.

Rates

The United MileagePlus® Explorer credit card carries a 15.24 percent variable APR on purchases. Cash advances require a 5 percent fee and carry a 19.24 percent variable APR. Foreign transaction fees are 3 percent. The annual fee is waived for the first year, but after that, there's a $95 annual fee.

Who Should Apply

Anyone who flies frequently on either United or Continental Airlines and who wants a credit card with exceptional travel perks.

Credit Standing

This card is for consumers with excellent credit, so you'll need a credit score of at least 750.

Author

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authors alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

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The Pros and Cons of Prepaid Cards

Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase

Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card.

Pros:
Cons:

Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.


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