Review featured cards from our partners below. Advertiser Disclosure †
The convenience of paying with a credit card, particularly online, makes having a credit card without an annual fee an important feature. Having more than one credit card for different types of purchases and situations is then more affordable.
Many of the best credit cards on the market charge have no annual fee. Annual fees are most often seen with cards at the two opposite ends of the market. High-end credit cards that come with extensive rewards and services and credit card for people with lower credit ratings who are viewed as a higher credit risk to issuers.
You will need to determine for yourself if the benefits outweigh the costs of an annual fee. Compare credit cards to see if you can find similar cards with and without an annual fee. And the benefits may not translate directly into dollars, such as special card services, rewards, or purchasing power.
*For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
** FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.
†Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not include all credit card companies or all available credit card offers.