No Annual Fee Credit Cards
No annual fee credit cards are cards that don't make you pay a regular fee to use them. These free credit cards can even earn you rewards such as airline miles, cash back, hotel stays, and more. Obviously, the value of a rewards credit card is diminished when you have to pay back some of your rewards just to use the card each year, so a no annual fee credit card may be ideal. But sometimes cards with annual fees have better rewards, benefits and lower rates than cards with no annual fees. Compare no annual fee credit cards below to find a card that is best for you.
Easily compare cards and find the best one for you. Choose the options you want and then sort and review your cards by rewards, APR, annual fee, credit score, and more. Select from dozens of the top credit cards available today.
tips & advice
Credit Cards with No Annual Fee
The convenience of paying with a credit card, particularly online, makes having a credit card without an annual fee an important feature. Having more than one credit card for different types of purchases and situations is then more affordable.
Many of the best credit cards on the market charge have no annual fee. Annual fees are most often seen with cards at the two opposite ends of the market. High-end credit cards that come with extensive rewards and services and credit card for people with lower credit ratings who are viewed as a higher credit risk to issuers.
You will need to determine for yourself if the benefits outweigh the costs of an annual fee. Compare credit cards to see if you can find similar cards with and without an annual fee. And the benefits may not translate directly into dollars, such as special card services, rewards, or purchasing power.
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FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.
*For complete information, see the terms and conditions on the credit card issuer’s website. Once you click to apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.