Experian: Credit Reports & Scores Guide
One of the big three national credit bureaus. Experian has provided consumer credit score data since 1980. Experian offers the Experian PLUS Score with most of their consumer credit products.
Experian Product Overview
Price & Free Trial | Credit Reports | Credit Scores | Credit Monitoring | Identity Theft Protection | |
FreeCreditScore.com  | |||||
| $14.95/month7-day free trial | 1 reportExperian | 1 scoreExperian | 3 bureau monitoringEquifax, Experian, Transunion | None | Order Now See Details |
Identity Lookout  | |||||
| $12.95/month7 day trial for only $1 | 1 reportExperian | None | 3 bureau monitoringEquifax, Experian, Transunion | Basic ProtectionFraud resolution assistanceInternet scanningUp to $1,000,000 insurance | Order Now See Details |
CreditReport.com by Experian  | |||||
| $14.95/month7-day free trial | 1 reportExperian | 1 scoreExperian | 3 bureau monitoringEquifax, Experian, Transunion | None | Order Now See Details |
Experian on Twitter
@harold_solomon Happy New Year This announcement by Experian explains the use of RentBureau’s rental data on their credit bureau tra… @harold_solomon shares the Experian announcement that rent payments are now part of their consumer credit files. This is welcome news for those with limited or no credit files who are trying to build good credit. Read our related profile of one man’s mission to expand credit to the underbanked population: The Crusade to Prove Creditworthiness Experian in the News
How to Read Your Credit ReportCredit reports are the files that credit report agencies maintain about your credit history and share with the rest of the world...read more |
Company Profile: Experian®Experian is most well known in the United States as a one of the three largest consumer credit reporting agencies, along with Equifax and TransUnion. Created by the successful merger of the former TRW Information Systems & Services and the CCN Group in 1996 by the British conglomerate, GUS plc. TRW operated the largest credit bureau in the U.S. and its name had become synonymous with credit reports amongst most American consumers. The company also provided clients with a range of analytical, direct marketing and real estate information services. It was acquired by GUS in 1996. In 2006, Experian was successfully demerged from its parent, GUS, to become an independent company. Since the demerger, Experian has continued to grow. In 2001, Experian made its most recent major acquisition by taking a controlling interest in Serasa, the world's fourth largest credit bureau and the largest in Brazil. The acquisition gave Experian a commanding position in one of the world's fastest growing markets, while consolidating Experian's global leadership in credit services. Today Experian is the leading global information services company, employing approximately 15,000 people and providing data and analytical tools to clients in more than 65 countries. From its early focus on financial services and retailing, Experian now supports clients in almost every major industry, from telecommunications and healthcare to government and automotive. Experian operates primarily in four global markets: North America, Latin America, United Kingdom and Ireland and Europe, Middle East and Africa /Asia Pacific. The company stock is traded on the London Stock Exchange, under the symbol EXPN. FACTOID: In September 2010, the Company acquired Mighty Net, Incorporated. In addition, in 2005 Experian became the first company to win the UK Business of the Year award twice, having also won in 2003. Founded: 1980 Tip: Avoid Email Phishing and Online ScamsThere are several significant steps you can take to protect against email phishing scams. The most important is also the simplest: Don’t give out any personal or financial information in response to an emailed request – especially if the reason given is a supposed “update” of your records or a threat to suspend your account. Legitimate companies will never ask you to provide this type of information via email. |
