Experian: Credit Reports & Scores Guide
One of the big three national credit bureaus. Experian has provided consumer credit score data since 1980. Experian offers the Experian PLUS Score with most of their consumer credit products.
Experian Product Overview
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Company Profile: Experian®
Experian is most well known in the United States as a one of the three largest consumer credit reporting agencies, along with Equifax and TransUnion. Created by the successful merger of the former TRW Information Systems & Services and the CCN Group in 1996 by the British conglomerate, GUS plc.
TRW operated the largest credit bureau in the U.S. and its name had become synonymous with credit reports amongst most American consumers. The company also provided clients with a range of analytical, direct marketing and real estate information services. It was acquired by GUS in 1996.
In 2006, Experian was successfully demerged from its parent, GUS, to become an independent company. Since the demerger, Experian has continued to grow. In 2001, Experian made its most recent major acquisition by taking a controlling interest in Serasa, the world's fourth largest credit bureau and the largest in Brazil. The acquisition gave Experian a commanding position in one of the world's fastest growing markets, while consolidating Experian's global leadership in credit services.
Today Experian is the leading global information services company, employing approximately 15,000 people and providing data and analytical tools to clients in more than 65 countries. From its early focus on financial services and retailing, Experian now supports clients in almost every major industry, from telecommunications and healthcare to government and automotive.
Experian operates primarily in four global markets: North America, Latin America, United Kingdom and Ireland and Europe, Middle East and Africa /Asia Pacific. The company stock is traded on the London Stock Exchange, under the symbol EXPN.
FACTOID: In September 2010, the Company acquired Mighty Net, Incorporated. In addition, in 2005 Experian became the first company to win the UK Business of the Year award twice, having also won in 2003.