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Credit Cards

Advice for comparing credit offers, avoiding credit card scams and using credit responsibly.

Would you Start a Business to Get a Terrific Business Credit Card?

Business credit cards come with some of the industry's best interest rates, fees and perks. Do you have to be a business to qualify for a business credit card? We talk to the credit card companies and get the straight story.

How the Proposed Credit Card & Banking Regulations Would Help You

The government is getting serious about credit card industry regulation. We explain what each of the 9 proposed rule changes would do to help you.

Credit Card Options for Couples

Saying "I do" can be a life-changing event. But should you say, "I do" to your honey's credit cards, too? This article shows you three options for managing your credit cards in a relationship

How to Get the Most Value out of Your Rewards Credit Card

With promises of a free flight, a free meal, a free vacation, free tank of gas, or even cold hard cash, reward credit cards offer perks and rewards that will appeal to just about everybody. Learn what to look for in a rewards card.

Credit and Debit Card Tips for Overseas Travelers

Heading for an overseas holiday or travel adventure? Be sure to pack a credit card or two. And don’t forget your trusty debit card. But using plastic internationally can come with some hidden costs if you're not careful. Read about how to avoid these fees.

Your First Credit Card: What You Need to Know

When it comes to the world of credit cards, you’re a complete newbie. You’ve never applied for a card before and you’re not sure where or how to land a good deal. This guide will help you get started!

How to Transfer a Credit Card Balance

You’ve seen the offers: “Save money by transferring your debt to a new credit card!” But how does a balance transfer really work? Learn how to transfer a balance without getting stung with extra rates and fees.

How to Avoid Credit Card Late Fees

One credit card late payment could cost you $39, your low APR and your credit score. The stakes are high when it comes to paying your credit card bills on time. Read how to manage your credit card payments.

Credit or Debit: How to Choose at the Checkstand

When you pay with plastic, "credit or debit," is almost always the question. In this article, our credit expert explains the difference between paying with credit or debit and which is the smart choice. Read about debit vs. credit.

How to Use a Credit Card

Swiping a credit card seems pretty simple. Do you know what really happens behind the scenes when you sign for a purchase? Our expert explains the basics of using a credit card. Learn how to use a credit card.

Is Capital One Finally Doing the Right Thing?

In early August, Capital One announced a major change to their credit reporting practices. According to Tatiana Stead, a spokesperson for the company, “Capital One made a decision to start reporting credit limits to the bureaus. We are in the process of implementing.”

Six Smart Credit Card Strategies

While credit cards are sometimes portrayed as a necessary evil, they also provide a lot of benefits. The key is to know how to use them to your advantage and not to get caught up in the traps that lurk behind the benefits. Learn how to maximize your credit use.

Which Type of Credit Card is Right for You?

Business cards? Rewards cards? Secured cards? Pre-paid cards? There are a lot of different types of credit cards available. In this article, we show you the pros and cons for each card type.

Foreign Currency Conversion Fees are an Unwelcome Traveling Companion

Many of the major banks and credit card providers have begun to take advantage of such overseas purchases by tacking on foreign currency conversion fees which can run as high as 4%.

Credit Card Q&A

Have a question about credit cards? Our experts answer the top ten most frequently asked credit card questions.

Credit Card Catches

Credit card offers these days often come accompanied by pages and pages of fine print. Buried in this legalese are some common catches that could impact you in a major way. From universal default clauses to annual fees, this article shows you how to identify credit card traps.

Starting from Scratch

Life without a credit card in America can be hard. Not only do you face challenges when renting cars, shopping online and accessing emergency funds, but your loan rates can also suffer due to a lack of credit history. Luckily, establishing credit is easy!

Credit Card Companies... Friend or Foe

Credit card companies provide valuable service to consumers, but this service can come at a high cost. Find out how various features of credit card agreements, such as interest, fees, and grace period adjustments, can affect you. Read about how to effectively manage your credit cards so that they may help you accumulate wealth and security. Make the most of them; don't let them make the most of you!

 
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