Credit Issues

Steps for improving credit, the truth about credit repair and building a credit history from scratch.

Sorting through financial matters after the death of a spouse can be a challenging experience. Our experts show you what steps to take to close accounts and prevent identity theft.

What do you need to do when the economy takes a downturn? Credit.com’s expert team has been tracking the recent economic news closely and we’ve put together some resources for consumers facing financial troubles.

Bankruptcy often brings a mixture of relief and guilt. There's relief that the creditors will now stop calling and the bills have disappeared. At the same time, there is the guilt of having failed to pay your bills off and filing for bankruptcy. In this article, we show you how get your finances and yourself back on track.

Uh oh, you've been turned down for a loan. What's the next step? Should you check your credit? Figure out why you were turned down? Apply for a loan somewhere else? First you should relax and take a deep breath. Next, read this article for important steps and tips to follow.

Credit repair companies promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. Generally, they can’t deliver. After you pay them hundreds or even thousands of dollars in fees, these companies do nothing to improve your credit report - most simply vanish with your money.

All bad credit is not created equal. In this article, our credit score expert explains the difference between bad, really bad and horribly bad credit and shows you how to improve your credit scores.

Everyone knows of and possibly believes in a great myth. Whether it’s the Loch Ness Monster, Bigfoot, Alien Crop Circles or the Abominable Snowman we’re all hooked to some extent.

Use this free credit score estimator tool to see where your score stands and what needs to be done to get back on track. Receive tips for improvement, analysis and product suggestions based on your credit standing.

The first in a series of five articles that will identify areas you can work on to improve your credit standing.

Can reducing your debt balances boost your credit scores? Part two in the Credit Improvement series.

A healthy balance of credit and loan accounts on your credit report is great for your credit scores. Part three of the Credit Improvement series.

Lenders look at how long you have been using credit when determining your credit standing. Part four of the Credit Improvement series.

Each time you apply for credit, an inquiry appears on your credit report. These inquiries can have a dramatic impact on your score. Part five of the Credit Improvement series.

Common mistakes that impact your credit score and how to remedy them. Have you made these credit mistakes before?

How do you get credit if you don't have credit? We've all been there - applying for that first credit card, that first auto loan, and eventually that first home loan. We've all learned that getting the credit isn't as difficult as expected. What is difficult is ensuring that you are not getting saddled with interest rates and loan terms that are less attractive than what our older, more credit experienced brethren receive.

Credit.com offers consumers a five-step plan to improve their credit rating. Improving your credit scores and cleaning up your credit reports can be simple!