Steps for improving credit, the truth about credit repair and building a credit history from scratch.
Credit Improvement Part 1: Your Payment History
The first in a series of five articles that will identify areas you can work on to improve your credit standing.
Credit Improvement Part 2: Your Amount of Debt
Can reducing your debt balances boost your credit scores? Part two in the Credit Improvement series.
Credit Improvement Part 3: The Types of Accounts in Your Credit Report... What's Right and What's Wrong
A healthy balance of credit and loan accounts on your credit report is great for your credit scores. Part three of the Credit Improvement series.
Credit Improvement Part 4: How Long Have You Had Credit
Lenders look at how long you have been using credit when determining your credit standing. Part four of the Credit Improvement series.
Credit Improvement Part 5: Your History of Searching for Credit
Each time you apply for credit, an inquiry appears on your credit report. These inquiries can have a dramatic impact on your score. Part five of the Credit Improvement series.
Credit Matters After the Death of a Spouse
Sorting through financial matters after the death of a spouse can be a challenging experience. Our experts show you what steps to take to close accounts and prevent identity theft.
Credit Myths Revealed
Everyone knows of and possibly believes in a great myth. Whether it's the Loch Ness Monster, Bigfoot, Alien Crop Circles or the Abominable Snowman we?re all hooked to some extent.
Five Steps for Improving Your Credit Rating
Credit.com offers consumers a five-step plan to improve their credit rating. Improving your credit scores and cleaning up your credit reports can be simple!
How Bad Is Bad Credit?
All bad credit is not created equal. In this article, our credit score expert explains the difference between bad, really bad and horribly bad credit and shows you how to improve your credit scores.
How to Get Credit if You're 20-Something
How do you get credit if you don't have credit? We've all been there - applying for that first credit card, that first auto loan, and eventually that first home loan. We've all learned that getting the credit isn't as difficult as expected. What is difficult is ensuring that you are not getting saddled with interest rates and loan terms that are less attractive than what our older, more credit experienced brethren receive.
Life After Loan Denial
Uh oh, you've been turned down for a loan. What's the next step? Should you check your credit? Figure out why you were turned down? Apply for a loan somewhere else? First you should relax and take a deep breath. Next, read this article for important steps and tips to follow.
Putting Your Bankruptcy Behind You
Bankruptcy often brings a mixture of relief and guilt. There's relief that the creditors will now stop calling and the bills have disappeared. At the same time, there is the guilt of having failed to pay your bills off and filing for bankruptcy. In this article, we show you how get your finances and yourself back on track.
Surviving the Credit Crunch
What do you need to do when the economy takes a downturn? Credit.com's expert team has been tracking the recent economic news closely and we've put together some resources for consumers facing financial troubles.
The Pitfalls of Bad Credit
Having bad credit can make you feel like a second-class citizen. In this article, we illustrate all the ways that bad credit could be costing you. Are you paying too much for loans or getting turned down for a job because of your credit?
The Top 10 Credit Mistakes
Common mistakes that impact your credit score and how to remedy them. Have you made these credit mistakes before?
The Truth About Credit Repair
Credit repair companies promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. Generally, they can't deliver. After you pay them hundreds or even thousands of dollars in fees, these companies do nothing to improve your credit report - most simply vanish with your money.
A high credit score often equals savings on loans and credit cards.
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